Compare · 4 funds side by side · dividends reinvested

NETL, REAI, VGT and XLF

NETLNETL×REAIArmada ETF Advisors×VGTVanguard×XLFSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$22,311VGT · best of the four

02 / 04

NETL, REAI, VGT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Information Technology ETFSectors · Technology0.09%0.41%+23.1%+16.7%+32.4%+17.4%−15.8%25.5%$155B2.1

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B2.3

Intelligent Real Estate ETFSectors · Real estate0.59%2.31%+13.3%+5.8%+11.6%[…]−10.2%14.8%$1M2.3

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.13%+7.8%+7.5%+11.4%−0.1%−16.7%14.9%$47M3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: NETL 2019 · REAI 2023 · VGT 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.8B$16,157

XLF

NETL

Colterpoint Net Lease Real Estate ETF · $47M$9,951

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureNETL

+9.4%Year to dateJan 1 → Nov 4+7.8%

+15.3%1 yearTotal return+7.5%

+24.7%3 years · per year$10,000 became $19,384 · $13,839+11.4%

+10.1%5 years · per year$10,000 became $16,157 · $9,951−0.1%

0.08%Expense ratio$8 · $60 a year on $10k · lower is better0.60%

1.40%Trailing 12-mo yield$140 · $513 a year on $10k5.13%

−14.8%Worst dropSmaller is better−16.7%

15.0%VolatilityLower is calmer14.9%

XLFNETL Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2XLF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs NETL: Top 5 Holdings

Today

XLF

43.4%in top 5

NETL

in top 542.1%

XLFStockNETL

12.9%BRK-Bnot top 5

11.2%JPMnot top 5

8.9%Vnot top 5

not top 5ADC8.6%

not top 5VICI8.6%

not top 5O8.4%

not top 5WPC8.3%

not top 5NNN8.3%

6.5%MAnot top 5

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

XLF vs NETL Returns, Every Period

SPDRXLF

+10.1%

5 years, per year

NETLNETL

−0.1%

5 years, per year

XLFNETLFaded: behind in that period

4–0XLF wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

XLF vs NETL

YTD

SPDRXLF

+9.4%

NETLNETL

+7.8%

+9.4%Year to date+7.8%

−14.8%Worst drop · 1Y−16.7%

15.0%Volatility · 1Y14.9%

1.4%Yield5.1%

$53.8BAssets$47.2M

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, REAI, VGT, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VGT0.09%$9

REAI0.59%$59

NETL0.60%$60

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: NETL, REAI, VGT, XLF

5.13%highest, NETL

FundTrailing yieldYield$10k

NETL5.13%$513

REAI2.31%$231

XLF1.40%$140

VGT0.41%$41

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$453most kept, NETL

NETL$513 − $60 = $453

REAI$231 − $59 = $172

XLF$140 − $8 = $132

VGT$41 − $9 = $32

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: NETL, REAI, VGT, XLF

Today

11.1%most shared, NETL and REAI

NETLREAIVGTXLF

NETL—11.1%0.0%0.0%

REAI11.1%—0.0%0.0%

VGT0.0%0.0%—0.0%

XLF0.0%0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+16.7%VGT, at 25.5% volatility

REAIWorst drop−10.2%14.8% vol

NETLWorst drop−16.7%14.9% vol

XLFWorst drop−14.8%15.0% vol

VGTWorst drop−15.8%25.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

NETLVGT

+7.8%Year to date+23.1%

5.1%Yield0.4%

+7.5%Past year+16.7%

0.60%Fee0.09%

3–1VGT wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

XLK vs VGT

YTD

SPDRXLK

+23.0%

VGTVanguard

+23.1%

+23.0%Year to date+23.1%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026