Compare · 4 funds side by side · dividends reinvested

NETL, REAI, XLF and XLE

NETLNETL×REAIArmada ETF Advisors×XLFSPDR×XLESPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$25,271XLE · best of the four

02 / 04

NETL, REAI, XLF and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B1.9

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.4

Intelligent Real Estate ETFSectors · Real estate0.59%2.35%+11.8%+7.3%+9.4%[…]−10.2%15.1%$1M2.6

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.14%+7.6%+8.6%+9.0%−0.3%−16.7%15.0%$48M2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NETL 2019 · REAI 2023 · XLF 1998 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

XLF

XLE

State Street Energy Select Sector SPDR ETF · $40.5B$25,271

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureXLE

+7.2%Year to dateJan 1 → Nov 9+41.3%

+12.4%1 yearTotal return+44.3%

+22.2%3 years · per year$10,000 became $18,230 · $15,555+15.9%

+9.4%5 years · per year$10,000 became $15,690 · $25,271+20.4%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

1.42%Trailing 12-mo yield$142 · $246 a year on $10k2.46%

−14.8%Worst dropSmaller is better−15.0%

15.3%VolatilityLower is calmer23.3%

XLFXLE Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4XLE wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs XLE: Top 5 Holdings

Today

XLF

43.8%in top 5

XLE

in top 559.6%

XLFStockXLE

not top 5XOM24.5%

not top 5CVX18.8%

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

9.0%Vnot top 5

not top 5COP7.3%

6.6%MAnot top 5

not top 5PSX4.5%

not top 5MPC4.4%

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

XLF vs XLE Returns, Every Period

SPDRXLF

+9.4%

5 years, per year

XLESPDR

+20.4%

5 years, per year

XLFXLEFaded: behind in that period

1–3XLE wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

XLF vs NETL

YTD

SPDRXLF

+7.2%

NETLNETL

+7.6%

+7.2%Year to date+7.6%

−14.8%Worst drop · 1Y−16.7%

15.3%Volatility · 1Y15.0%

1.4%Yield5.1%

$53.4BAssets$48.2M

3–1NETL wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, REAI, XLF, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XLE0.08%$8

REAI0.59%$59

NETL0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NETL, REAI, XLF, XLE

5.14%highest, NETL

FundTrailing yieldYield$10k

NETL5.14%$514

XLE2.46%$246

REAI2.35%$235

XLF1.42%$142

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

XLE$246 − $8 = $238

REAI$235 − $59 = $176

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NETL, REAI, XLF, XLE

Today

11.1%most shared, NETL and REAI

NETLREAIXLFXLE

NETL—11.1%0.0%0.0%

REAI11.1%—0.0%0.0%

XLF0.0%0.0%—0.0%

XLE0.0%0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+44.3%XLE, at 23.3% volatility

NETLWorst drop−16.7%15.0% vol

REAIWorst drop−10.2%15.1% vol

XLFWorst drop−14.8%15.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

NETLXLE

+7.6%Year to date+41.3%

5.1%Yield2.5%

+8.6%Past year+44.3%

0.60%Fee0.08%

3–1XLE wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026