Compare · 3 funds side by side · dividends reinvested

NETL, RIET and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,474XLF · best of the three

02 / 04

NETL, RIET and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.6

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.22%+6.1%+6.2%+9.6%−0.4%−16.7%14.9%$48M2.1

Hoya Capital High Dividend Yield ETFIncome · Dividend stocks0.50%12.47%−2.9%−0.7%+7.3%−2.7%−16.5%14.1%$100M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: NETL 2019 · RIET 2021 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

XLF

NETL

Colterpoint Net Lease Real Estate ETF · $48M$9,825

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLFMeasureNETL

+5.7%Year to dateJan 1 → Nov 6+6.1%

+10.4%1 yearTotal return+6.2%

+22.5%3 years · per year$10,000 became $18,391 · $13,159+9.6%

+9.1%5 years · per year$10,000 became $15,474 · $9,825−0.4%

0.08%Expense ratio$8 · $60 a year on $10k · lower is better0.60%

1.44%Trailing 12-mo yield$144 · $522 a year on $10k5.22%

−14.8%Worst dropSmaller is better−16.7%

15.3%VolatilityLower is calmer14.9%

XLFNETL Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs NETL: Top 5 Holdings

Today

XLF

43.7%in top 5

NETL

in top 542.6%

XLFStockNETL

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

8.9%Vnot top 5

not top 5VICI8.8%

not top 5ADC8.7%

not top 5O8.7%

not top 5WPC8.3%

not top 5NNN8.2%

6.5%MAnot top 5

4.0%BACnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

XLF vs NETL Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

NETLNETL

−0.4%

5 years, per year

XLFNETLFaded: behind in that period

3–1XLF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Income: XLF vs RIET

YTD

SPDRXLF

+5.7%

RIETHoya Capital

−2.9%

+5.7%Year to date−2.9%

−14.8%Worst drop · 1Y−16.5%

15.3%Volatility · 1Y14.1%

1.4%Yield12.5%

$55.5BAssets$99.6M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, RIET, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

RIET0.50%$50

NETL0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: NETL, RIET, XLF

12.47%highest, RIET

FundTrailing yieldYield$10k

RIET12.47%$1,247

NETL5.22%$522

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,197most kept, RIET

RIET$1,247 − $50 = $1,197

NETL$522 − $60 = $462

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: NETL, RIET, XLF

Today

17.9%most shared, NETL and RIET

NETLRIETXLF

NETL—17.9%0.0%

RIET17.9%—0.0%

XLF0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.4%XLF, at 15.3% volatility

RIETWorst drop−16.5%14.1% vol

NETLWorst drop−16.7%14.9% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

RIETNETL

−2.9%Year to date+6.1%

12.5%Yield5.2%

−0.7%Past year+6.2%

0.50%Fee0.60%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026