Compare · 4 funds side by side · dividends reinvested

NETL, SPY, XLF and QQQ

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,068QQQ · best of the four

02 / 04

NETL, SPY, XLF and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.4

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+11.0%+11.6%+23.9%+12.6%−14.8%21.5%$446B2.6

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.14%+7.6%+8.6%+9.0%−0.3%−16.7%15.0%$48M3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NETL 2019 · SPY 1993 · XLF 1998 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Invesco QQQ Trust, Series 1 · $446B$18,068

QQQ

NETL

Colterpoint Net Lease Real Estate ETF · $48M$9,871

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

QQQMeasureNETL

+11.0%Year to dateJan 1 → Nov 9+7.6%

+11.6%1 yearTotal return+8.6%

+23.9%3 years · per year$10,000 became $19,011 · $12,949+9.0%

+12.6%5 years · per year$10,000 became $18,068 · $9,871−0.3%

0.18%Expense ratio$18 · $60 a year on $10k · lower is better0.60%

0.46%Trailing 12-mo yield$46 · $514 a year on $10k5.14%

−14.8%Worst dropSmaller is better−16.7%

21.5%VolatilityLower is calmer15.0%

QQQNETL Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2QQQ wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

QQQ vs NETL: Top 5 Holdings

Today

QQQ

31.4%in top 5

NETL

in top 542.6%

QQQStockNETL

not top 5ADC8.7%

not top 5VICI8.7%

not top 5O8.7%

8.5%AAPLnot top 5

not top 5WPC8.4%

not top 5NNN8.2%

7.7%NVDAnot top 5

6.7%MSFTnot top 5

4.8%AMZNnot top 5

3.7%MUnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

QQQ vs NETL Returns, Every Period

InvescoQQQ

+12.6%

5 years, per year

NETLNETL

−0.3%

5 years, per year

QQQNETLFaded: behind in that period

4–0QQQ wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Sector: QQQ vs NETL

YTD

InvescoQQQ

+11.0%

NETLNETL

+7.6%

+11.0%Year to date+7.6%

−14.8%Worst drop · 1Y−16.7%

21.5%Volatility · 1Y15.0%

0.5%Yield5.1%

$446BAssets$48.2M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, SPY, XLF, QQQ

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

SPY0.09%$9

QQQ0.18%$18

NETL0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NETL, SPY, XLF, QQQ

5.14%highest, NETL

FundTrailing yieldYield$10k

NETL5.14%$514

XLF1.42%$142

SPY1.01%$101

QQQ0.46%$46

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

XLF$142 − $8 = $134

SPY$101 − $9 = $92

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NETL, SPY, XLF, QQQ

Today

52.4%most shared, SPY and QQQ

NETLSPYXLFQQQ

NETL—0.1%0.0%0.0%

SPY0.1%—12.6%52.4%

XLF0.0%12.6%—0.2%

QQQ0.0%52.4%0.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.5%SPY, at 13.7% volatility

SPYWorst drop−8.9%13.7% vol

NETLWorst drop−16.7%15.0% vol

XLFWorst drop−14.8%15.3% vol

QQQWorst drop−14.8%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

NETLSPY

+7.6%Year to date+11.2%

5.1%Yield1.0%

+8.6%Past year+13.5%

0.60%Fee0.09%

3–1SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+9.9%

QQQInvesco

+11.0%

+9.9%Year to date+11.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$29.1BAssets$446B

2–0QQQ wins

End-of-day Nov 9, 2026