Compare · 4 funds side by side · dividends reinvested

NETL, SPY, XLK and VTI

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$21,984XLK · best of the four

02 / 04

NETL, SPY, XLK and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.3

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.49%+19.1%+18.8%+27.0%+17.1%−19.6%28.6%$110B2.3

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.14%+7.6%+8.6%+9.0%−0.3%−16.7%15.0%$48M3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NETL 2019 · SPY 1993 · XLK 1998 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

State Street Technology Select Sector SPDR ETF · $110B$21,984

XLK

NETL

Colterpoint Net Lease Real Estate ETF · $48M$9,871

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

XLKMeasureNETL

+19.1%Year to dateJan 1 → Nov 9+7.6%

+18.8%1 yearTotal return+8.6%

+27.0%3 years · per year$10,000 became $20,484 · $12,949+9.0%

+17.1%5 years · per year$10,000 became $21,984 · $9,871−0.3%

0.08%Expense ratio$8 · $60 a year on $10k · lower is better0.60%

0.49%Trailing 12-mo yield$49 · $514 a year on $10k5.14%

−19.6%Worst dropSmaller is better−16.7%

28.6%VolatilityLower is calmer15.0%

XLKNETL Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLK wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLK vs NETL: Top 5 Holdings

Today

XLK

53.5%in top 5

NETL

in top 542.6%

XLKStockNETL

16.5%AAPLnot top 5

14.9%NVDAnot top 5

13.0%MSFTnot top 5

not top 5ADC8.7%

not top 5VICI8.7%

not top 5O8.7%

not top 5WPC8.4%

not top 5NNN8.2%

4.6%AVGOnot top 5

4.4%AMDnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

XLK vs NETL Returns, Every Period

SPDRXLK

+17.1%

5 years, per year

NETLNETL

−0.3%

5 years, per year

XLKNETLFaded: behind in that period

4–0XLK wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

XLK vs NETL

YTD

SPDRXLK

+19.1%

NETLNETL

+7.6%

+19.1%Year to date+7.6%

−19.6%Worst drop · 1Y−16.7%

28.6%Volatility · 1Y15.0%

0.5%Yield5.1%

$110BAssets$48.2M

3–1NETL wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, SPY, XLK, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

XLK0.08%$8

SPY0.09%$9

NETL0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NETL, SPY, XLK, VTI

5.14%highest, NETL

FundTrailing yieldYield$10k

NETL5.14%$514

VTI1.06%$106

SPY1.01%$101

XLK0.49%$49

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

VTI$106 − $3 = $103

SPY$101 − $9 = $92

XLK$49 − $8 = $41

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NETL, SPY, XLK, VTI

Today

86.0%most shared, SPY and VTI

NETLSPYXLKVTI

NETL—0.1%0.0%0.2%

SPY0.1%—35.8%86.0%

XLK0.0%35.8%—35.1%

VTI0.2%86.0%35.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+18.8%XLK, at 28.6% volatility

SPYWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

NETLWorst drop−16.7%15.0% vol

XLKWorst drop−19.6%28.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

NETLXLK

+7.6%Year to date+19.1%

5.1%Yield0.5%

+8.6%Past year+18.8%

0.60%Fee0.08%

3–1XLK wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026