Compare · 4 funds side by side · dividends reinvested

NETL, VGT, VTI and XLF

NETLNETL×VGTVanguard×VTIVanguard×XLFSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$21,281VGT · best of the four

02 / 04

NETL, VGT, VTI and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.9

Vanguard Information Technology ETFSectors · Technology0.09%0.42%+19.3%+18.0%+29.2%+16.3%−17.5%26.6%$155B2.4

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.6

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.14%+7.6%+8.6%+9.0%−0.3%−16.7%15.0%$48M3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NETL 2019 · VGT 2004 · VTI 2001 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

VTI

NETL

Colterpoint Net Lease Real Estate ETF · $48M$9,871

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

VTIMeasureNETL

+11.6%Year to dateJan 1 → Nov 9+7.6%

+13.9%1 yearTotal return+8.6%

+21.8%3 years · per year$10,000 became $18,090 · $12,949+9.0%

+10.8%5 years · per year$10,000 became $16,697 · $9,871−0.3%

0.03%Expense ratio$3 · $60 a year on $10k · lower is better0.60%

1.06%Trailing 12-mo yield$106 · $514 a year on $10k5.14%

−8.9%Worst dropSmaller is better−16.7%

13.9%VolatilityLower is calmer15.0%

VTINETL Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs NETL: Top 5 Holdings

Today

VTI

25.0%in top 5

NETL

in top 542.6%

VTIStockNETL

not top 5ADC8.7%

not top 5VICI8.7%

not top 5O8.7%

not top 5WPC8.4%

not top 5NNN8.2%

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common0.2%

End-of-day Nov 9, 2026 · share of each fund

VTI vs NETL Returns, Every Period

VanguardVTI

+10.8%

5 years, per year

NETLNETL

−0.3%

5 years, per year

VTINETLFaded: behind in that period

4–0VTI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Sector: VTI vs NETL

YTD

VanguardVTI

+11.6%

NETLNETL

+7.6%

+11.6%Year to date+7.6%

−8.9%Worst drop · 1Y−16.7%

13.9%Volatility · 1Y15.0%

1.1%Yield5.1%

$689BAssets$47.8M

3–1VTI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, VGT, VTI, XLF

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

XLF0.08%$8

VGT0.09%$9

NETL0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NETL, VGT, VTI, XLF

5.14%highest, NETL

FundTrailing yieldYield$10k

NETL5.14%$514

XLF1.42%$142

VTI1.06%$106

VGT0.42%$42

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

XLF$142 − $8 = $134

VTI$106 − $3 = $103

VGT$42 − $9 = $33

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NETL, VGT, VTI, XLF

Today

37.0%most shared, VGT and VTI

NETLVGTVTIXLF

NETL—0.0%0.2%0.0%

VGT0.0%—37.0%0.0%

VTI0.2%37.0%—10.1%

XLF0.0%0.0%10.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+18.0%VGT, at 26.6% volatility

VTIWorst drop−8.9%13.9% vol

NETLWorst drop−16.7%15.0% vol

XLFWorst drop−14.8%15.3% vol

VGTWorst drop−17.5%26.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

NETLVGT

+7.6%Year to date+19.3%

5.1%Yield0.4%

+8.6%Past year+18.0%

0.60%Fee0.09%

3–1VGT wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026