Compare · 4 funds side by side · dividends reinvested

NETL, VTI, XLF and VOO

NETLNETL×VTIVanguard×XLFSPDR×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,177VOO · best of the four

02 / 04

NETL, VTI, XLF and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.8

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.1

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.6

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.22%+6.1%+6.2%+9.6%−0.4%−16.7%14.9%$48M3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: NETL 2019 · VTI 2001 · XLF 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Colterpoint Net Lease Real Estate ETF · $48M$9,825

NETL

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

NETLMeasureVTI

+6.1%Year to dateJan 1 → Nov 6+8.9%

+6.2%1 yearTotal return+9.9%

+9.6%3 years · per year$10,000 became $13,159 · $18,004+21.7%

−0.4%5 years · per year$10,000 became $9,825 · $16,375+10.4%

0.60%Expense ratio$60 · $3 a year on $10k · lower is better0.03%

5.22%Trailing 12-mo yield$522 · $109 a year on $10k1.09%

−16.7%Worst dropSmaller is better−8.9%

14.9%VolatilityLower is calmer13.7%

NETLVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NETL vs VTI: Top 5 Holdings

Today

NETL

42.6%in top 5

VTI

in top 525.0%

NETLStockVTI

8.8%VICInot top 5

8.7%ADCnot top 5

8.7%Onot top 5

8.3%WPCnot top 5

8.2%NNNnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common0.2%

End-of-day Nov 6, 2026 · share of each fund

NETL vs VTI Returns, Every Period

NETLNETL

−0.4%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

NETLVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

NETL vs XLF

YTD

NETLNETL

+6.1%

XLFSPDR

+5.7%

+6.1%Year to date+5.7%

−16.7%Worst drop · 1Y−14.8%

14.9%Volatility · 1Y15.3%

5.2%Yield1.4%

$47.9MAssets$55.5B

3–1NETL wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, VTI, XLF, VOO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VOO0.03%$3

XLF0.08%$8

NETL0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: NETL, VTI, XLF, VOO

5.22%highest, NETL

FundTrailing yieldYield$10k

NETL5.22%$522

XLF1.44%$144

VOO1.10%$110

VTI1.09%$109

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$462most kept, NETL

NETL$522 − $60 = $462

XLF$144 − $8 = $136

VOO$110 − $3 = $107

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: NETL, VTI, XLF, VOO

Today

89.0%most shared, VTI and VOO

NETLVTIXLFVOO

NETL—0.2%0.0%0.1%

VTI0.2%—10.1%89.0%

XLF0.0%10.1%—11.3%

VOO0.1%89.0%11.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+10.4%XLF, at 15.3% volatility

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

NETLWorst drop−16.7%14.9% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

NETLVTI

+6.1%Year to date+8.9%

5.2%Yield1.1%

+6.2%Past year+9.9%

0.60%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026