Compare · 3 funds side by side · dividends reinvested

NETL, VTI and XLV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,697VTI · best of the three

02 / 04

NETL, VTI and XLV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.5

State Street Health Care Select Sector SPDR ETFSectors · Health care0.08%1.35%+23.2%+31.2%+16.0%+8.9%−10.5%16.9%$49.7B1.9

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.14%+7.6%+8.6%+9.0%−0.3%−16.7%15.0%$48M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NETL 2019 · VTI 2001 · XLV 1998

Head to Head

Swap sides Versus in desk

Head to Head

Colterpoint Net Lease Real Estate ETF · $48M$9,871

NETL

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

NETLMeasureVTI

+7.6%Year to dateJan 1 → Nov 9+11.6%

+8.6%1 yearTotal return+13.9%

+9.0%3 years · per year$10,000 became $12,949 · $18,090+21.8%

−0.3%5 years · per year$10,000 became $9,871 · $16,697+10.8%

0.60%Expense ratio$60 · $3 a year on $10k · lower is better0.03%

5.14%Trailing 12-mo yield$514 · $106 a year on $10k1.06%

−16.7%Worst dropSmaller is better−8.9%

15.0%VolatilityLower is calmer13.9%

NETLVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NETL vs VTI: Top 5 Holdings

Today

NETL

42.6%in top 5

VTI

in top 525.0%

NETLStockVTI

8.7%ADCnot top 5

8.7%VICInot top 5

8.7%Onot top 5

8.4%WPCnot top 5

8.2%NNNnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common0.2%

End-of-day Nov 9, 2026 · share of each fund

NETL vs VTI Returns, Every Period

NETLNETL

−0.3%

5 years, per year

VTIVanguard

+10.8%

5 years, per year

NETLVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

NETL vs XLV

YTD

NETLNETL

+7.6%

XLVSPDR

+23.2%

+7.6%Year to date+23.2%

−16.7%Worst drop · 1Y−10.5%

15.0%Volatility · 1Y16.9%

5.1%Yield1.4%

$47.8MAssets$49.7B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, VTI, XLV

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

XLV0.08%$8

NETL0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NETL, VTI, XLV

5.14%highest, NETL

FundTrailing yieldYield$10k

NETL5.14%$514

XLV1.35%$135

VTI1.06%$106

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

XLV$135 − $8 = $127

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NETL, VTI, XLV

Today

8.4%most shared, VTI and XLV

NETLVTIXLV

NETL—0.2%0.0%

VTI0.2%—8.4%

XLV0.0%8.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+31.2%XLV, at 16.9% volatility

VTIWorst drop−8.9%13.9% vol

NETLWorst drop−16.7%15.0% vol

XLVWorst drop−10.5%16.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

NETLXLV

+7.6%Year to date+23.2%

5.1%Yield1.4%

+8.6%Past year+31.2%

0.60%Fee0.08%

3–1XLV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026