Compare · 4 funds side by side · dividends reinvested

NETL, VYM, XLF and SCHD

NETLNETL×VYMVanguard×XLFSPDR×SCHDSchwab×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,002VYM · best of the four

02 / 04

NETL, VYM, XLF and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.30%+13.3%+17.7%+20.0%+11.2%−6.7%10.6%$78.9B1.8

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B3.1

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.18%+6.8%+7.5%+10.5%−0.6%−16.7%14.9%$47M3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: NETL 2019 · VYM 2006 · XLF 1998 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Colterpoint Net Lease Real Estate ETF · $47M$9,724

NETL

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

NETLMeasureSCHD

+6.8%Year to dateJan 1 → Nov 5+32.3%

+7.5%1 yearTotal return+38.7%

+10.5%3 years · per year$10,000 became $13,485 · $17,414+20.3%

−0.6%5 years · per year$10,000 became $9,724 · $16,375+10.4%

0.60%Expense ratio$60 · $6 a year on $10k · lower is better0.06%

5.18%Trailing 12-mo yield$518 · $298 a year on $10k2.98%

−16.7%Worst dropSmaller is better−6.9%

14.9%VolatilityLower is calmer11.7%

NETLSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NETL vs SCHD: Top 5 Holdings

Today

NETL

42.3%in top 5

SCHD

in top 521.7%

NETLStockSCHD

8.7%VICInot top 5

8.6%ADCnot top 5

8.6%Onot top 5

8.3%WPCnot top 5

8.2%NNNnot top 5

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

NETL vs SCHD Returns, Every Period

NETLNETL

−0.6%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

NETLSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Sector vs Income: NETL vs SCHD

YTD

NETLNETL

+6.8%

SCHDSchwab

+32.3%

+6.8%Year to date+32.3%

−16.7%Worst drop · 1Y−6.9%

14.9%Volatility · 1Y11.7%

5.2%Yield3.0%

$47.2MAssets$123B

3–1SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, VYM, XLF, SCHD

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

SCHD0.06%$6

XLF0.08%$8

NETL0.60%$60

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: NETL, VYM, XLF, SCHD

5.18%highest, NETL

FundTrailing yieldYield$10k

NETL5.18%$518

SCHD2.98%$298

VYM2.30%$230

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$458most kept, NETL

NETL$518 − $60 = $458

SCHD$298 − $6 = $292

VYM$230 − $4 = $226

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: NETL, VYM, XLF, SCHD

Today

21.9%most shared, VYM and SCHD

NETLVYMXLFSCHD

NETL—0.0%0.0%0.0%

VYM0.0%—18.2%21.9%

XLF0.0%18.2%—3.4%

SCHD0.0%21.9%3.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+38.7%SCHD, at 11.7% volatility

VYMWorst drop−6.7%10.6% vol

SCHDWorst drop−6.9%11.7% vol

NETLWorst drop−16.7%14.9% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

NETLSCHD

+6.8%Year to date+32.3%

5.2%Yield3.0%

+7.5%Past year+38.7%

0.60%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026