Compare · 4 funds side by side · dividends reinvested

NETL, XLF, SPYM and SPY

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,553SPYM · best of the four

02 / 04

NETL, XLF, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.5

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.4

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.8

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.14%+7.6%+8.6%+9.0%−0.3%−16.7%15.0%$48M3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NETL 2019 · XLF 1998 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Colterpoint Net Lease Real Estate ETF · $48M$9,871

NETL

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

NETLMeasureSPY

+7.6%Year to dateJan 1 → Nov 9+11.2%

+8.6%1 yearTotal return+13.5%

+9.0%3 years · per year$10,000 became $12,949 · $18,118+21.9%

−0.3%5 years · per year$10,000 became $9,871 · $17,493+11.8%

0.60%Expense ratio$60 · $9 a year on $10k · lower is better0.09%

5.14%Trailing 12-mo yield$514 · $101 a year on $10k1.01%

−16.7%Worst dropSmaller is better−8.9%

15.0%VolatilityLower is calmer13.7%

NETLSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NETL vs SPY: Top 5 Holdings

Today

NETL

42.6%in top 5

SPY

in top 527.8%

NETLStockSPY

8.7%ADCnot top 5

8.7%VICInot top 5

8.7%Onot top 5

8.4%WPCnot top 5

8.2%NNNnot top 5

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common0.1%

End-of-day Nov 9, 2026 · share of each fund

NETL vs SPY Returns, Every Period

NETLNETL

−0.3%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

NETLSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

NETL vs XLF

YTD

NETLNETL

+7.6%

XLFSPDR

+7.2%

+7.6%Year to date+7.2%

−16.7%Worst drop · 1Y−14.8%

15.0%Volatility · 1Y15.3%

5.1%Yield1.4%

$47.8MAssets$53.4B

3–1NETL wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, XLF, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

XLF0.08%$8

SPY0.09%$9

NETL0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NETL, XLF, SPYM, SPY

5.14%highest, NETL

FundTrailing yieldYield$10k

NETL5.14%$514

XLF1.42%$142

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

XLF$142 − $8 = $134

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NETL, XLF, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

NETLXLFSPYMSPY

NETL—0.0%0.1%0.1%

XLF0.0%—12.6%12.6%

SPYM0.1%12.6%—99.9%

SPY0.1%12.6%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%SPYM, at 13.7% volatility

SPYMWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.7% vol

NETLWorst drop−16.7%15.0% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

NETLSPYM

+7.6%Year to date+11.3%

5.1%Yield1.0%

+8.6%Past year+13.6%

0.60%Fee0.02%

3–1SPYM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026