Compare · 4 funds side by side · dividends reinvested

NETL, XLF, VOO and QQQ

NETLNETL×XLFSPDR×VOOVanguard×QQQInvesco×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,509QQQ · best of the four

02 / 04

NETL, XLF, VOO and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.4

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B2.8

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.22%+6.1%+6.2%+9.6%−0.4%−16.7%14.9%$48M3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: NETL 2019 · XLF 1998 · VOO 2010 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,177

VOO

NETL

Colterpoint Net Lease Real Estate ETF · $48M$9,825

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

VOOMeasureNETL

+8.7%Year to dateJan 1 → Nov 6+6.1%

+9.8%1 yearTotal return+6.2%

+21.8%3 years · per year$10,000 became $18,079 · $13,159+9.6%

+11.4%5 years · per year$10,000 became $17,177 · $9,825−0.4%

0.03%Expense ratio$3 · $60 a year on $10k · lower is better0.60%

1.10%Trailing 12-mo yield$110 · $522 a year on $10k5.22%

−8.9%Worst dropSmaller is better−16.7%

13.5%VolatilityLower is calmer14.9%

VOONETL Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1VOO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs NETL: Top 5 Holdings

Today

VOO

28.3%in top 5

NETL

in top 542.6%

VOOStockNETL

not top 5VICI8.8%

not top 5ADC8.7%

not top 5O8.7%

8.4%NVDAnot top 5

not top 5WPC8.3%

not top 5NNN8.2%

7.4%AAPLnot top 5

5.8%MSFTnot top 5

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common0.1%

End-of-day Nov 6, 2026 · share of each fund

VOO vs NETL Returns, Every Period

VanguardVOO

+11.4%

5 years, per year

NETLNETL

−0.4%

5 years, per year

VOONETLFaded: behind in that period

4–0VOO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Sector: VOO vs NETL

YTD

VanguardVOO

+8.7%

NETLNETL

+6.1%

+8.7%Year to date+6.1%

−8.9%Worst drop · 1Y−16.7%

13.5%Volatility · 1Y14.9%

1.1%Yield5.2%

$1.00TAssets$47.9M

3–1VOO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, XLF, VOO, QQQ

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLF0.08%$8

QQQ0.18%$18

NETL0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: NETL, XLF, VOO, QQQ

5.22%highest, NETL

FundTrailing yieldYield$10k

NETL5.22%$522

XLF1.44%$144

VOO1.10%$110

QQQ0.47%$47

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$462most kept, NETL

NETL$522 − $60 = $462

XLF$144 − $8 = $136

VOO$110 − $3 = $107

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: NETL, XLF, VOO, QQQ

Today

54.8%most shared, VOO and QQQ

NETLXLFVOOQQQ

NETL—0.0%0.1%0.0%

XLF0.0%—11.3%0.2%

VOO0.1%11.3%—54.8%

QQQ0.0%0.2%54.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+10.4%XLF, at 15.3% volatility

VOOWorst drop−8.9%13.5% vol

NETLWorst drop−16.7%14.9% vol

XLFWorst drop−14.8%15.3% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

NETLVOO

+6.1%Year to date+8.7%

5.2%Yield1.1%

+6.2%Past year+9.8%

0.60%Fee0.03%

3–1VOO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026