Compare · 4 funds side by side · dividends reinvested

NETL, XLF, VOO and VTI

NETLNETL×XLFSPDR×VOOVanguard×VTIVanguard×
$5k$7.5k$10k$12.5k$15k$17.5k$20kLow $7,921 · 2022VOO$17,156VTI$16,332XLF$15,503NETL$9,724Oct 2021Nov 2026Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,156VOO · best of the four
02 / 04

NETL, XLF, VOO and VTI, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.8
Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.1
State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B2.6
Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.18%+6.8%+7.5%+10.5%−0.6%−16.7%14.9%$48M3.4
Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 5, 2026 · returns include dividends · since: NETL 2019 · XLF 1998 · VOO 2010 · VTI 2001
@TheETFTracker·theetftracker.com

Head to Head

5Y
Colterpoint Net Lease Real Estate ETF · $48M$9,724
NETL
XLF
State Street Financial Select Sector SPDR ETF · $55.5B$15,503

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

NETLMeasureXLF
+6.8%Year to dateJan 1 → Nov 5+6.3%
+7.5%1 yearTotal return+11.4%
+10.5%3 years · per year$10,000 became $13,485 · $18,620+23.0%
−0.6%5 years · per year$10,000 became $9,724 · $15,503+9.2%
0.60%Expense ratio$60 · $8 a year on $10k · lower is better0.08%
5.18%Trailing 12-mo yield$518 · $144 a year on $10k1.44%
−16.7%Worst dropSmaller is better−14.8%
14.9%VolatilityLower is calmer15.3%
NETLXLF Winner of the row, in its colourEach row: the bigger of the two fills its side
3–5XLF wins
End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

NETL vs XLF: Top 5 Holdings

Today
42.3%in top 5
XLF
in top 543.7%
NETLStockXLF
not top 5BRK-B12.9%
not top 5JPM11.2%
not top 5V8.9%
8.7%VICInot top 5
8.6%ADCnot top 5
8.6%Onot top 5
8.3%WPCnot top 5
8.2%NNNnot top 5
not top 5MA6.5%
not top 5BAC4.0%
Held in common0.0%
End-of-day Nov 5, 2026 · share of each fund
@TheETFTracker·theetftracker.com

NETL vs XLF Returns, Every Period

5Y
NETLNETL
−0.6%
5 years, per year
XLFSPDR
+9.2%
5 years, per year
−10%0%+10%+20%+30%+6.8%+6.3%YTD+7.5%+11.4%1 year+10.5%+23.0%3 yrs · yr−0.6%+9.2%5 yrs · yr
NETLXLFFaded: behind in that period
1–3XLF wins
End-of-day Nov 5, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

NETL vs XLF

YTD
NETLNETL
+6.8%
XLFSPDR
+6.3%
Jan 1Nov 5+6.8%+6.3%
+6.8%Year to date+6.3%
−16.7%Worst drop · 1Y−14.8%
14.9%Volatility · 1Y15.3%
5.2%Yield1.4%
$47.9MAssets$55.5B
3–1NETL wins
End-of-day Nov 5, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: NETL, XLF, VOO, VTI

Today
0.03%lowest, VOO
FundExpense ratioFee$10k
VOO0.03%$3
VTI0.03%$3
XLF0.08%$8
NETL0.60%$60
End-of-day Nov 5, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: NETL, XLF, VOO, VTI

1Y
5.18%highest, NETL
FundTrailing yieldYield$10k
NETL5.18%$518
XLF1.44%$144
VOO1.10%$110
VTI1.10%$110
End-of-day Nov 5, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$458most kept, NETL
NETL$518 − $60 = $458
XLF$144 − $8 = $136
VOO$110 − $3 = $107
VTI$110 − $3 = $107
KeptFee
End-of-day Nov 5, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: NETL, XLF, VOO, VTI

Today
89.0%most shared, VOO and VTI
NETLXLFVOOVTI
NETL—0.0%0.1%0.2%
XLF0.0%—11.3%10.1%
VOO0.1%11.3%—89.0%
VTI0.2%10.1%89.0%—
End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 4 ETFs

1Y
+11.4%XLF, at 15.3% volatility
0%+5%+10%+15%10%15%20%Volatility · 1 year → bumpierXLF +11.4%VTI +9.9%VOO +9.8%NETL +7.5%
VOOWorst drop−8.9%13.5% vol
VTIWorst drop−8.9%13.7% vol
NETLWorst drop−16.7%14.9% vol
XLFWorst drop−14.8%15.3% vol
End-of-day Nov 5, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 5+6.8%+8.4%
+6.8%Year to date+8.4%
5.2%Yield1.1%
+7.5%Past year+9.9%
0.60%Fee0.03%
3–1VTI wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Four

SPYM vs SPY

YTD
SPDRSPYM
+8.4%
SPYSPDR
+8.3%
Jan 1Nov 5+8.4%+8.3%
+8.4%Year to date+8.3%
1.1%Yield1.0%
$182BAssets$819B
2–0SPYM wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

VTI vs ITOT

YTD
VanguardVTI
+8.4%
ITOTiShares
+8.4%
Jan 1Nov 5+8.4%+8.4%
+8.4%Year to date+8.4%
1.1%Yield1.1%
$689BAssets$92.8B
0–0level
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

VOO vs IVV

YTD
VanguardVOO
+8.4%
IVViShares
+8.4%
Jan 1Nov 5+8.4%+8.4%
+8.4%Year to date+8.4%
1.1%Yield1.1%
$1.00TAssets$850B
0–0level
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com