Compare · 4 funds side by side · dividends reinvested

NETL, XLF, VOO and XLE

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$26,379XLE · best of the four

02 / 04

NETL, XLF, VOO and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T2.0

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.40%+44.9%+48.2%+18.0%+21.4%−15.0%23.2%$44.1B2.1

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B2.4

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.13%+7.8%+7.5%+11.4%−0.1%−16.7%14.9%$47M3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: NETL 2019 · XLF 1998 · VOO 2010 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

Colterpoint Net Lease Real Estate ETF · $47M$9,951

NETL

XLF

State Street Financial Select Sector SPDR ETF · $53.8B$16,157

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

NETLMeasureXLF

+7.8%Year to dateJan 1 → Nov 4+9.4%

+7.5%1 yearTotal return+15.3%

+11.4%3 years · per year$10,000 became $13,839 · $19,384+24.7%

−0.1%5 years · per year$10,000 became $9,951 · $16,157+10.1%

0.60%Expense ratio$60 · $8 a year on $10k · lower is better0.08%

5.13%Trailing 12-mo yield$513 · $140 a year on $10k1.40%

−16.7%Worst dropSmaller is better−14.8%

14.9%VolatilityLower is calmer15.0%

NETLXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6XLF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NETL vs XLF: Top 5 Holdings

Today

NETL

42.1%in top 5

XLF

in top 543.4%

NETLStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

not top 5V8.9%

8.6%ADCnot top 5

8.6%VICInot top 5

8.4%Onot top 5

8.3%WPCnot top 5

8.3%NNNnot top 5

not top 5MA6.5%

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

NETL vs XLF Returns, Every Period

NETLNETL

−0.1%

5 years, per year

XLFSPDR

+10.1%

5 years, per year

NETLXLFFaded: behind in that period

0–4XLF wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

NETL vs XLE

YTD

NETLNETL

+7.8%

XLESPDR

+44.9%

+7.8%Year to date+44.9%

−16.7%Worst drop · 1Y−15.0%

14.9%Volatility · 1Y23.2%

5.1%Yield2.4%

$47.2MAssets$44.1B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, XLF, VOO, XLE

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLF0.08%$8

XLE0.08%$8

NETL0.60%$60

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: NETL, XLF, VOO, XLE

5.13%highest, NETL

FundTrailing yieldYield$10k

NETL5.13%$513

XLE2.40%$240

XLF1.40%$140

VOO1.05%$105

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$453most kept, NETL

NETL$513 − $60 = $453

XLE$240 − $8 = $232

XLF$140 − $8 = $132

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: NETL, XLF, VOO, XLE

Today

11.3%most shared, XLF and VOO

NETLXLFVOOXLE

NETL—0.0%0.1%0.0%

XLF0.0%—11.3%0.0%

VOO0.1%11.3%—3.4%

XLE0.0%0.0%3.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+48.2%XLE, at 23.2% volatility

VOOWorst drop−8.9%12.8% vol

NETLWorst drop−16.7%14.9% vol

XLFWorst drop−14.8%15.0% vol

XLEWorst drop−15.0%23.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

NETLXLE

+7.8%Year to date+44.9%

5.1%Yield2.4%

+7.5%Past year+48.2%

0.60%Fee0.08%

3–1XLE wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

XLE vs VDE

YTD

SPDRXLE

+44.9%

VDEVanguard

+42.7%

+44.9%Year to date+42.7%

2.4%Yield2.3%

$44.1BAssets$10.4B

2–0XLE wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026