Compare · 4 funds side by side · dividends reinvested

NETL, XLK, SCHD and VNQ

NETLNETL×XLKSPDR×SCHDSchwab×VNQVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$21,984XLK · best of the four

02 / 04

NETL, XLK, SCHD and VNQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.5

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.49%+19.1%+18.8%+27.0%+17.1%−19.6%28.6%$110B2.5

Vanguard Real Estate ETFSectors · Real estate0.13%3.50%+13.1%+13.7%+13.0%+1.5%−11.4%14.3%$35.9B2.6

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.14%+7.6%+8.6%+9.0%−0.3%−16.7%15.0%$48M3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NETL 2019 · XLK 1998 · SCHD 2011 · VNQ 2004

Head to Head

Swap sides Versus in desk

Head to Head

Colterpoint Net Lease Real Estate ETF · $48M$9,871

NETL

XLK

State Street Technology Select Sector SPDR ETF · $110B$21,984

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

NETLMeasureXLK

+7.6%Year to dateJan 1 → Nov 9+19.1%

+8.6%1 yearTotal return+18.8%

+9.0%3 years · per year$10,000 became $12,949 · $20,484+27.0%

−0.3%5 years · per year$10,000 became $9,871 · $21,984+17.1%

0.60%Expense ratio$60 · $8 a year on $10k · lower is better0.08%

5.14%Trailing 12-mo yield$514 · $49 a year on $10k0.49%

−16.7%Worst dropSmaller is better−19.6%

15.0%VolatilityLower is calmer28.6%

NETLXLK Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLK wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NETL vs XLK: Top 5 Holdings

Today

NETL

42.6%in top 5

XLK

in top 553.5%

NETLStockXLK

not top 5AAPL16.5%

not top 5NVDA14.9%

not top 5MSFT13.0%

8.7%ADCnot top 5

8.7%VICInot top 5

8.7%Onot top 5

8.4%WPCnot top 5

8.2%NNNnot top 5

not top 5AVGO4.6%

not top 5AMD4.4%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

NETL vs XLK Returns, Every Period

NETLNETL

−0.3%

5 years, per year

XLKSPDR

+17.1%

5 years, per year

NETLXLKFaded: behind in that period

0–4XLK wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

NETL vs VNQ

YTD

NETLNETL

+7.6%

VNQVanguard

+13.1%

+7.6%Year to date+13.1%

−16.7%Worst drop · 1Y−11.4%

15.0%Volatility · 1Y14.3%

5.1%Yield3.5%

$47.8MAssets$35.9B

3–1VNQ wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, XLK, SCHD, VNQ

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

XLK0.08%$8

VNQ0.13%$13

NETL0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NETL, XLK, SCHD, VNQ

5.14%highest, NETL

FundTrailing yieldYield$10k

NETL5.14%$514

VNQ3.50%$350

SCHD2.96%$296

XLK0.49%$49

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

VNQ$350 − $13 = $337

SCHD$296 − $6 = $290

XLK$49 − $8 = $41

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NETL, XLK, SCHD, VNQ

Today

9.7%most shared, NETL and VNQ

NETLXLKSCHDVNQ

NETL—0.0%0.0%9.7%

XLK0.0%—3.9%0.0%

SCHD0.0%3.9%—0.0%

VNQ9.7%0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

VNQWorst drop−11.4%14.3% vol

NETLWorst drop−16.7%15.0% vol

XLKWorst drop−19.6%28.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

NETLSCHD

+7.6%Year to date+33.2%

5.1%Yield3.0%

+8.6%Past year+39.1%

0.60%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

VNQ vs SCHH

YTD

VanguardVNQ

+13.1%

SCHHSchwab

+16.5%

+13.1%Year to date+16.5%

3.5%Yield2.8%

$35.9BAssets$11.4B

1–1level

End-of-day Nov 9, 2026