Compare · 3 funds side by side · dividends reinvested

NETL, XLK and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,164XLK · best of the three

02 / 04

NETL, XLK and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.6

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+14.8%+12.2%+26.2%+16.2%−19.6%28.5%$117B1.9

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.22%+6.1%+6.2%+9.6%−0.4%−16.7%14.9%$48M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: NETL 2019 · XLK 1998 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Colterpoint Net Lease Real Estate ETF · $48M$9,825

NETL

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

NETLMeasureVTI

+6.1%Year to dateJan 1 → Nov 6+8.9%

+6.2%1 yearTotal return+9.9%

+9.6%3 years · per year$10,000 became $13,159 · $18,004+21.7%

−0.4%5 years · per year$10,000 became $9,825 · $16,375+10.4%

0.60%Expense ratio$60 · $3 a year on $10k · lower is better0.03%

5.22%Trailing 12-mo yield$522 · $109 a year on $10k1.09%

−16.7%Worst dropSmaller is better−8.9%

14.9%VolatilityLower is calmer13.7%

NETLVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NETL vs VTI: Top 5 Holdings

Today

NETL

42.6%in top 5

VTI

in top 525.0%

NETLStockVTI

8.8%VICInot top 5

8.7%ADCnot top 5

8.7%Onot top 5

8.3%WPCnot top 5

8.2%NNNnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common0.2%

End-of-day Nov 6, 2026 · share of each fund

NETL vs VTI Returns, Every Period

NETLNETL

−0.4%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

NETLVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Core: NETL vs VTI

YTD

NETLNETL

+6.1%

VTIVanguard

+8.9%

+6.1%Year to date+8.9%

−16.7%Worst drop · 1Y−8.9%

14.9%Volatility · 1Y13.7%

5.2%Yield1.1%

$47.9MAssets$689B

3–1VTI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NETL, XLK, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

XLK0.08%$8

NETL0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: NETL, XLK, VTI

5.22%highest, NETL

FundTrailing yieldYield$10k

NETL5.22%$522

VTI1.09%$109

XLK0.51%$51

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$462most kept, NETL

NETL$522 − $60 = $462

VTI$109 − $3 = $106

XLK$51 − $8 = $43

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: NETL, XLK, VTI

Today

35.1%most shared, XLK and VTI

NETLXLKVTI

NETL—0.0%0.2%

XLK0.0%—35.1%

VTI0.2%35.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.2%XLK, at 28.5% volatility

VTIWorst drop−8.9%13.7% vol

NETLWorst drop−16.7%14.9% vol

XLKWorst drop−19.6%28.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

NETLXLK

+6.1%Year to date+14.8%

5.2%Yield0.5%

+6.2%Past year+12.2%

0.60%Fee0.08%

3–1XLK wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

XLK vs VGT

YTD

SPDRXLK

+14.8%

VGTVanguard

+15.6%

+14.8%Year to date+15.6%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026