Compare · 4 funds side by side · dividends reinvested

NRAM, CIBR, SCHD and SMH

NRAMYorkville×CIBRFirst Trust×SCHDSchwab×SMHVanEck×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$38,820SMH · best of the four

02 / 04

NRAM, CIBR, SCHD and SMH, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.8

VanEck Semiconductor ETFThematic · AI & semis0.35%0.22%+40.0%+38.2%+54.7%+31.2%−24.6%41.2%$65.4B2.0

First Trust Nasdaq Cybersecurity ETFThematic · Cyber & cloud0.58%0.40%+36.6%+26.6%+31.0%+13.5%−21.1%30.5%$16.9B2.3

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: NRAM 2026 · CIBR 2015 · SCHD 2011 · SMH 2011

Head to Head

Swap sides Versus in desk

Head to Head

Yorkville America Next Generation Memory Index ETF · $1M[…]

NRAM

CIBR

First Trust Nasdaq Cybersecurity ETF · $16.9B$18,857

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

NRAMMeasureCIBR

[…]Year to dateJan 1 → Nov 4+36.6%

[…]1 yearTotal return+26.6%

[…]3 years · per year$10,000 became […] · $22,495+31.0%

[…]5 years · per year$10,000 became […] · $18,857+13.5%

0.60%Expense ratio$60 · $58 a year on $10k · lower is better0.58%

0.00%Trailing 12-mo yield$0 · $40 a year on $10k0.40%

[…]Worst dropSmaller is better−21.1%

[…]VolatilityLower is calmer30.5%

NRAMCIBR Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2CIBR wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NRAM vs CIBR: Top 5 Holdings

Today

NRAM

54.4%in top 5

CIBR

in top 537.4%

NRAMStockCIBR

16.8%MUnot top 5

15.3%SKHYVnot top 5

12.8%SNDKnot top 5

not top 5CRWD8.7%

not top 5CSCO7.7%

not top 5PANW7.5%

not top 5AVGO7.4%

not top 5FTNT6.2%

5.1%SMSN.ILnot top 5

4.4%WDCnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

NRAM vs CIBR Returns, Every Period

YorkvilleNRAM

[…]

past year

CIBRFirst Trust

+26.6%

past year

Returns […]

NRAMCIBRFaded: behind in that period

0–0Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Thematic vs Income: NRAM vs SCHD

YTD

YorkvilleNRAM

[…]

SCHDSchwab

+35.3%

[…]Year to date+35.3%

[…]Worst drop · 1Y−6.9%

[…]Volatility · 1Y11.5%

0.0%Yield2.9%

$1.3MAssets$123B

1–0SCHD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, CIBR, SCHD, SMH

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SMH0.35%$35

CIBR0.58%$58

NRAM0.60%$60

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: NRAM, CIBR, SCHD, SMH

2.91%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.91%$291

CIBR0.40%$40

SMH0.22%$22

NRAM0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

SMH$22 − $35 = −$13

CIBR$40 − $58 = −$18

NRAM$0 − $60 = −$60

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: NRAM, CIBR, SCHD, SMH

Today

8.6%most shared, SCHD and SMH

NRAMCIBRSCHDSMH

NRAM—0.0%0.0%4.6%

CIBR0.0%—3.0%5.8%

SCHD0.0%3.0%—8.6%

SMH4.6%5.8%8.6%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+41.6%SCHD, at 11.5% volatility

SCHDWorst drop−6.9%11.5% vol

CIBRWorst drop−21.1%30.5% vol

SMHWorst drop−24.6%41.2% vol

NRAMWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSMH

+35.3%Year to date+40.0%

2.9%Yield0.2%

+41.6%Past year+38.2%

0.06%Fee0.35%

3–1SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

SOXX vs SMH

YTD

iSharesSOXX

+49.8%

SMHVanEck

+40.0%

+49.8%Year to date+40.0%

0.33% · $33Fee · on $10k a year0.35% · $35

$42.6BAssets$65.4B

2–0SOXX wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026