Compare · 3 funds side by side · dividends reinvested

NRAM, CIBR and SCHD

NRAMYorkville×CIBRFirst Trust×SCHDSchwab×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,857CIBR · best of the three

02 / 04

NRAM, CIBR and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.4

First Trust Nasdaq Cybersecurity ETFThematic · Cyber & cloud0.58%0.40%+36.6%+26.6%+31.0%+13.5%−21.1%30.5%$16.9B1.6

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: NRAM 2026 · CIBR 2015 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

First Trust Nasdaq Cybersecurity ETF · $16.9B$18,857

CIBR

NRAM

Yorkville America Next Generation Memory Index ETF · $1M[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

CIBRMeasureNRAM

+36.6%Year to dateJan 1 → Nov 4[…]

+26.6%1 yearTotal return[…]

+31.0%3 years · per year$10,000 became $22,495 · […][…]

+13.5%5 years · per year$10,000 became $18,857 · […][…]

0.58%Expense ratio$58 · $60 a year on $10k · lower is better0.60%

0.40%Trailing 12-mo yield$40 · $0 a year on $10k0.00%

−21.1%Worst dropSmaller is better[…]

30.5%VolatilityLower is calmer[…]

CIBRNRAM Winner of the row, in its colourEach row: the bigger of the two fills its side

2–0CIBR wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CIBR vs NRAM: Top 5 Holdings

Today

CIBR

37.4%in top 5

NRAM

in top 554.4%

CIBRStockNRAM

not top 5MU16.8%

not top 5SKHYV15.3%

not top 5SNDK12.8%

8.7%CRWDnot top 5

7.7%CSCOnot top 5

7.5%PANWnot top 5

7.4%AVGOnot top 5

6.2%FTNTnot top 5

not top 5SMSN.IL5.1%

not top 5WDC4.4%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

CIBR vs NRAM Returns, Every Period

First TrustCIBR

+26.6%

past year

NRAMYorkville

[…]

past year

Returns […]

CIBRNRAMFaded: behind in that period

0–0Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Thematic vs Income: CIBR vs SCHD

YTD

First TrustCIBR

+36.6%

SCHDSchwab

+35.3%

+36.6%Year to date+35.3%

−21.1%Worst drop · 1Y−6.9%

30.5%Volatility · 1Y11.5%

0.4%Yield2.9%

$16.9BAssets$123B

3–1SCHD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, CIBR, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

CIBR0.58%$58

NRAM0.60%$60

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: NRAM, CIBR, SCHD

2.91%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.91%$291

CIBR0.40%$40

NRAM0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

CIBR$40 − $58 = −$18

NRAM$0 − $60 = −$60

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: NRAM, CIBR, SCHD

Today

3.0%most shared, CIBR and SCHD

NRAMCIBRSCHD

NRAM—0.0%0.0%

CIBR0.0%—3.0%

SCHD0.0%3.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+41.6%SCHD, at 11.5% volatility

SCHDWorst drop−6.9%11.5% vol

CIBRWorst drop−21.1%30.5% vol

NRAMWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDCIBR

+35.3%Year to date+36.6%

2.9%Yield0.4%

+41.6%Past year+26.6%

0.06%Fee0.58%

3–1SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026