Compare · 3 funds side by side · dividends reinvested

NRAM, CIBR and SCHD

NRAMYorkville×CIBRFirst Trust×SCHDSchwab×

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,116CIBR · best of the three

Story of the three · IncomeMost incomeSCHD · 2.93% · $293 a year on $10k

Story of the three · RiskSmallest drop

NRAM, CIBR and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.93%+34.6%+39.3%+19.9%+10.4%−6.9%11.8%$123B1.4

First Trust Nasdaq Cybersecurity ETFThematic · Cyber & cloud0.58%0.41%+35.0%+26.1%+29.1%+12.6%−20.6%31.3%$16.3B1.6

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 11, 2026 · returns include dividends · since: NRAM 2026 · CIBR 2015 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Schwab U.S. Dividend Equity ETF · $123B$16,418

SCHD

CIBR

First Trust Nasdaq Cybersecurity ETF · $16.3B$18,116

$10,000 five years ago, dividends reinvested · they hold 3.1% in common

SCHD

More Ways to See the Pairs

SCHD vs CIBR: Top 5 Holdings

Today

SCHD

21.7%in top 5

CIBR

in top 536.7%

SCHDStockCIBR

not top 5CRWD8.3%

not top 5AVGO7.6%

not top 5CSCO7.5%

not top 5PANW7.2%

not top 5FTNT6.1%

Cost, Income and Risk

Fees: NRAM, CIBR, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

CIBR0.58%$58

NRAM0.60%$60

End-of-day Nov 11, 2026 · fee on $10,000 a year

Yields: NRAM, CIBR, SCHD

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+34.6%

VIGVanguard

+16.0%

+34.6%Year to date+16.0%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 11, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.1%

JEPIJ.P. Morgan

+8.6%

SPYM vs SPY

YTD

SPDRSPYM

+12.4%

SPYSPDR

+12.3%

Measure

CIBR

+34.6%Year to dateJan 1 → Nov 11+35.0%

+39.3%1 yearTotal return+26.1%

+19.9%3 years · per year$10,000 became $17,234 · $21,518+29.1%

+10.4%5 years · per year$10,000 became $16,418 · $18,116+12.6%

0.06%Expense ratio$6 · $58 a year on $10k · lower is better0.58%

2.93%Trailing 12-mo yield$293 · $41 a year on $10k0.41%

−6.9%Worst dropSmaller is better−20.6%

11.8%VolatilityLower is calmer31.3%

SCHDCIBR Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SCHD wins

End-of-day Nov 11, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

4.6%TXNnot top 5

4.4%PGnot top 5

4.3%HDnot top 5

4.3%KOnot top 5

4.1%AMGNnot top 5

Held in common3.1%

End-of-day Nov 11, 2026 · share of each fund

SCHD vs CIBR Returns, Every Period

5Y

SchwabSCHD

+10.4%

5 years, per year

CIBRFirst Trust

+12.6%

5 years, per year

SCHDCIBRFaded: behind in that period

1–3CIBR wins

End-of-day Nov 11, 2026 · dividends in · faded = behind in that period

Income vs Thematic: SCHD vs CIBR

YTD

SchwabSCHD

+34.6%

CIBRFirst Trust

+35.0%

+34.6%Year to date+35.0%

−6.9%Worst drop · 1Y−20.6%

11.8%Volatility · 1Y31.3%

2.9%Yield0.4%

$123BAssets$16.3B

3–1SCHD wins

End-of-day Nov 11, 2026 · smaller drop and lower volatility win

1Y

2.93%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.93%$293

CIBR0.41%$41

NRAM0.00%$0

End-of-day Nov 11, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$287most kept, SCHD

SCHD$293 − $6 = $287

CIBR$41 − $58 = −$17

NRAM$0 − $60 = −$60

KeptFee

End-of-day Nov 11, 2026 · yield in dollars minus the fee

Overlap: NRAM, CIBR, SCHD

Today

3.1%most shared, CIBR and SCHD

NRAMCIBRSCHD

NRAM—0.0%0.0%

CIBR0.0%—3.1%

SCHD0.0%3.1%—

End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+39.3%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

CIBRWorst drop−20.6%31.3% vol

NRAMWorst drop[…][…]

End-of-day Nov 11, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDCIBR

+34.6%Year to date+35.0%

2.9%Yield0.4%

+39.3%Past year+26.1%

0.06%Fee0.58%

3–1SCHD wins

End-of-day Nov 11, 2026

+8.1%Year to date+8.6%

12.2%Yield7.8%

$41.8BAssets$46.8B

1–1level

End-of-day Nov 11, 2026

+12.4%Year to date+12.3%

1.0%Yield1.0%

$183BAssets$793B

1–0SPYM wins

End-of-day Nov 11, 2026

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NRAM, CIBR and SCHD

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three