Compare · 4 funds side by side · dividends reinvested

NRAM, DRAM, SCHD and CIBR

NRAMYorkville×DRAMRoundhill×SCHDSchwab×CIBRFirst Trust×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,956CIBR · best of the four

02 / 04

NRAM, DRAM, SCHD and CIBR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.3

First Trust Nasdaq Cybersecurity ETFThematic · Cyber & cloud0.58%0.42%+32.8%+27.5%+28.7%+12.4%−20.6%31.3%$15.8B1.8

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M3.0

Roundhill Memory ETFThematic · AI & semis0.65%0.00%[…][…][…][…][…][…]$14.7B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NRAM 2026 · DRAM 2026 · SCHD 2011 · CIBR 2015

Head to Head

Swap sides Versus in desk

Head to Head

First Trust Nasdaq Cybersecurity ETF · $15.8B$17,956

CIBR

DRAM

Roundhill Memory ETF · $14.7B[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

CIBRMeasureDRAM

+32.8%Year to dateJan 1 → Nov 9[…]

+27.5%1 yearTotal return[…]

+28.7%3 years · per year$10,000 became $21,296 · […][…]

+12.4%5 years · per year$10,000 became $17,956 · […][…]

0.58%Expense ratio$58 · $65 a year on $10k · lower is better0.65%

0.42%Trailing 12-mo yield$42 · $0 a year on $10k0.00%

−20.6%Worst dropSmaller is better[…]

31.3%VolatilityLower is calmer[…]

CIBRDRAM Winner of the row, in its colourEach row: the bigger of the two fills its side

2–0CIBR wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CIBR vs DRAM: Top 5 Holdings

Today

CIBR

36.0%in top 5

DRAM

in top 577.1%

CIBRStockDRAM

not top 5005930.K19.6%

not top 5FGXXX19.2%

not top 5000660.K15.7%

not top 5912797WN15.5%

8.3%CRWDnot top 5

7.5%CSCOnot top 5

7.2%PANWnot top 5

not top 5912797VV7.1%

7.0%AVGOnot top 5

6.1%FTNTnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

CIBR vs DRAM Returns, Every Period

First TrustCIBR

+27.5%

past year

DRAMRoundhill

[…]

past year

Returns […]

CIBRDRAMFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Thematic vs Income: CIBR vs SCHD

YTD

First TrustCIBR

+32.8%

SCHDSchwab

+33.2%

+32.8%Year to date+33.2%

−20.6%Worst drop · 1Y−6.9%

31.3%Volatility · 1Y11.8%

0.4%Yield3.0%

$15.8BAssets$122B

4–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, DRAM, SCHD, CIBR

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

CIBR0.58%$58

NRAM0.60%$60

DRAM0.65%$65

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NRAM, DRAM, SCHD, CIBR

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

CIBR0.42%$42

NRAM0.00%$0

DRAM0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

CIBR$42 − $58 = −$16

NRAM$0 − $60 = −$60

DRAM$0 − $65 = −$65

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NRAM, DRAM, SCHD, CIBR

Today

15.3%most shared, NRAM and DRAM

NRAMDRAMSCHDCIBR

NRAM—15.3%0.0%0.0%

DRAM15.3%—0.0%0.0%

SCHD0.0%0.0%—3.3%

CIBR0.0%0.0%3.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

CIBRWorst drop−20.6%31.3% vol

NRAMWorst drop[…][…]

DRAMWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDCIBR

+33.2%Year to date+32.8%

3.0%Yield0.4%

+39.1%Past year+27.5%

0.06%Fee0.58%

4–0SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026