Compare · 4 funds side by side · dividends reinvested

NRAM, SCHD, CIBR and SMH

NRAMYorkville×SCHDSchwab×CIBRFirst Trust×SMHVanEck×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$34,950SMH · best of the four

02 / 04

NRAM, SCHD, CIBR and SMH, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.5

VanEck Semiconductor ETFThematic · AI & semis0.35%0.24%+28.8%+29.5%+48.9%+28.4%−33.1%42.9%$60.7B2.1

First Trust Nasdaq Cybersecurity ETFThematic · Cyber & cloud0.58%0.43%+27.7%+21.1%+27.4%+11.5%−20.6%31.1%$16.9B2.4

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: NRAM 2026 · SCHD 2011 · CIBR 2015 · SMH 2011

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $120B$16,267

SCHD

SMH

VanEck Semiconductor ETF · $60.7B$34,950

$10,000 five years ago, dividends reinvested · they hold 7.9% in common

SCHDMeasureSMH

+31.4%Year to dateJan 1 → Nov 6+28.8%

+37.0%1 yearTotal return+29.5%

+20.0%3 years · per year$10,000 became $17,266 · $33,022+48.9%

+10.2%5 years · per year$10,000 became $16,267 · $34,950+28.4%

0.06%Expense ratio$6 · $35 a year on $10k · lower is better0.35%

3.00%Trailing 12-mo yield$300 · $24 a year on $10k0.24%

−6.9%Worst dropSmaller is better−33.1%

11.7%VolatilityLower is calmer42.9%

SCHDSMH Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs SMH: Top 5 Holdings

Today

SCHD

21.4%in top 5

SMH

in top 547.8%

SCHDStockSMH

not top 5NVDA21.0%

not top 5TSM9.8%

4.3%TXN6.2%

not top 5AVGO5.9%

not top 5ADI5.0%

4.5%PGnot top 5

4.3%HDnot top 5

4.3%KOnot top 5

4.1%AMGNnot top 5

Held in common7.9%

End-of-day Nov 6, 2026 · share of each fund

SCHD vs SMH Returns, Every Period

SchwabSCHD

+10.2%

5 years, per year

SMHVanEck

+28.4%

5 years, per year

SCHDSMHFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Thematic: SCHD vs CIBR

YTD

SchwabSCHD

+31.4%

CIBRFirst Trust

+27.7%

+31.4%Year to date+27.7%

−6.9%Worst drop · 1Y−20.6%

11.7%Volatility · 1Y31.1%

3.0%Yield0.4%

$120BAssets$16.9B

4–0SCHD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, SCHD, CIBR, SMH

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SMH0.35%$35

CIBR0.58%$58

NRAM0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: NRAM, SCHD, CIBR, SMH

3.00%highest, SCHD

FundTrailing yieldYield$10k

SCHD3.00%$300

CIBR0.43%$43

SMH0.24%$24

NRAM0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

SMH$24 − $35 = −$11

CIBR$43 − $58 = −$15

NRAM$0 − $60 = −$60

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: NRAM, SCHD, CIBR, SMH

Today

7.9%most shared, SCHD and SMH

NRAMSCHDCIBRSMH

NRAM—0.0%0.0%4.1%

SCHD0.0%—3.3%7.9%

CIBR0.0%3.3%—5.9%

SMH4.1%7.9%5.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

CIBRWorst drop−20.6%31.1% vol

SMHWorst drop−33.1%42.9% vol

NRAMWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSMH

+31.4%Year to date+28.8%

3.0%Yield0.2%

+37.0%Past year+29.5%

0.06%Fee0.35%

4–0SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SOXX vs SMH

YTD

iSharesSOXX

+36.2%

SMHVanEck

+28.8%

+36.2%Year to date+28.8%

0.33% · $33Fee · on $10k a year0.35% · $35

$39.1BAssets$60.7B

2–0SOXX wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026