Compare · 4 funds side by side · dividends reinvested

NRAM, SCHD, SMH and PAVE

NRAMYorkville×SCHDSchwab×SMHVanEck×PAVEGlobal X×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$36,298SMH · best of the four

02 / 04

NRAM, SCHD, SMH and PAVE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.8

VanEck Semiconductor ETFThematic · AI & semis0.35%0.23%+35.3%+39.3%+50.1%+29.4%−33.1%43.1%$60.7B1.9

Global X - U.S. Infrastructure Development ETFThematic · Infrastructure0.47%0.81%+11.8%+12.8%+22.3%+14.7%−15.3%21.9%$13.0B2.4

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NRAM 2026 · SCHD 2011 · SMH 2011 · PAVE 2017

Head to Head

Swap sides Versus in desk

Head to Head

Yorkville America Next Generation Memory Index ETF · $1M[…]

NRAM

PAVE

Global X - U.S. Infrastructure Development ETF · $13.0B$19,862

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

NRAMMeasurePAVE

[…]Year to dateJan 1 → Nov 9+11.8%

[…]1 yearTotal return+12.8%

[…]3 years · per year$10,000 became […] · $18,295+22.3%

[…]5 years · per year$10,000 became […] · $19,862+14.7%

0.60%Expense ratio$60 · $47 a year on $10k · lower is better0.47%

0.00%Trailing 12-mo yield$0 · $81 a year on $10k0.81%

[…]Worst dropSmaller is better−15.3%

[…]VolatilityLower is calmer21.9%

NRAMPAVE Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2PAVE wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NRAM vs PAVE: Top 5 Holdings

Today

NRAM

53.4%in top 5

PAVE

in top 518.2%

NRAMStockPAVE

16.5%MUnot top 5

15.8%SKHYVnot top 5

11.6%SNDKnot top 5

5.4%SMSN.ILnot top 5

4.2%SIMOnot top 5

not top 5FAST3.9%

not top 5EMR3.8%

not top 5DE3.7%

not top 5NUE3.5%

not top 5CRH3.3%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

NRAM vs PAVE Returns, Every Period

YorkvilleNRAM

[…]

past year

PAVEGlobal X

+12.8%

past year

Returns […]

NRAMPAVEFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Thematic vs Income: NRAM vs SCHD

YTD

YorkvilleNRAM

[…]

SCHDSchwab

+33.2%

[…]Year to date+33.2%

[…]Worst drop · 1Y−6.9%

[…]Volatility · 1Y11.8%

0.0%Yield3.0%

$1.1MAssets$122B

1–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, SCHD, SMH, PAVE

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SMH0.35%$35

PAVE0.47%$47

NRAM0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NRAM, SCHD, SMH, PAVE

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

PAVE0.81%$81

SMH0.23%$23

NRAM0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

PAVE$81 − $47 = $34

SMH$23 − $35 = −$12

NRAM$0 − $60 = −$60

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NRAM, SCHD, SMH, PAVE

Today

8.2%most shared, SCHD and SMH

NRAMSCHDSMHPAVE

NRAM—0.0%4.2%0.0%

SCHD0.0%—8.2%1.5%

SMH4.2%8.2%—0.0%

PAVE0.0%1.5%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.3%SMH, at 43.1% volatility

SCHDWorst drop−6.9%11.8% vol

PAVEWorst drop−15.3%21.9% vol

SMHWorst drop−33.1%43.1% vol

NRAMWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSMH

+33.2%Year to date+35.3%

3.0%Yield0.2%

+39.1%Past year+39.3%

0.06%Fee0.35%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SOXX vs SMH

YTD

iSharesSOXX

+46.5%

SMHVanEck

+35.3%

+46.5%Year to date+35.3%

0.33% · $33Fee · on $10k a year0.35% · $35

$37.5BAssets$60.7B

2–0SOXX wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026