Compare · 4 funds side by side · dividends reinvested

NRAM, SCHD, SMH and PAVE

NRAMYorkville×SCHDSchwab×SMHVanEck×PAVEGlobal X×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$33,824SMH · best of the four

02 / 04

NRAM, SCHD, SMH and PAVE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.5

VanEck Semiconductor ETFThematic · AI & semis0.35%0.25%+24.3%+27.3%+48.4%+27.6%−33.1%42.8%$65.4B2.1

Global X - U.S. Infrastructure Development ETFThematic · Infrastructure0.47%0.85%+6.3%+7.4%+21.6%+13.7%−15.3%21.5%$14.2B2.4

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: NRAM 2026 · SCHD 2011 · SMH 2011 · PAVE 2017

Head to Head

Swap sides Versus in desk

Head to Head

Yorkville America Next Generation Memory Index ETF · $1M[…]

NRAM

SMH

VanEck Semiconductor ETF · $65.4B$33,824

$10,000 five years ago, dividends reinvested · they hold 4.4% in common

NRAMMeasureSMH

[…]Year to dateJan 1 → Nov 5+24.3%

[…]1 yearTotal return+27.3%

[…]3 years · per year$10,000 became […] · $32,662+48.4%

[…]5 years · per year$10,000 became […] · $33,824+27.6%

0.60%Expense ratio$60 · $35 a year on $10k · lower is better0.35%

0.00%Trailing 12-mo yield$0 · $25 a year on $10k0.25%

[…]Worst dropSmaller is better−33.1%

[…]VolatilityLower is calmer42.8%

NRAMSMH Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2SMH wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NRAM vs SMH: Top 5 Holdings

Today

NRAM

53.6%in top 5

SMH

in top 547.4%

NRAMStockSMH

not top 5NVDA20.5%

16.4%MUnot top 5

15.3%SKHYVnot top 5

12.4%SNDKnot top 5

not top 5TSM9.7%

not top 5TXN6.1%

not top 5AVGO5.8%

not top 5AMD5.4%

5.2%SMSN.ILnot top 5

4.3%WDCnot top 5

Held in common4.4%

End-of-day Nov 5, 2026 · share of each fund

NRAM vs SMH Returns, Every Period

YorkvilleNRAM

[…]

past year

SMHVanEck

+27.3%

past year

Returns […]

NRAMSMHFaded: behind in that period

0–0Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Thematic vs Income: NRAM vs SCHD

YTD

YorkvilleNRAM

[…]

SCHDSchwab

+32.3%

[…]Year to date+32.3%

[…]Worst drop · 1Y−6.9%

[…]Volatility · 1Y11.7%

0.0%Yield3.0%

$1.3MAssets$123B

1–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, SCHD, SMH, PAVE

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SMH0.35%$35

PAVE0.47%$47

NRAM0.60%$60

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: NRAM, SCHD, SMH, PAVE

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

PAVE0.85%$85

SMH0.25%$25

NRAM0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

PAVE$85 − $47 = $38

SMH$25 − $35 = −$10

NRAM$0 − $60 = −$60

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: NRAM, SCHD, SMH, PAVE

Today

8.6%most shared, SCHD and SMH

NRAMSCHDSMHPAVE

NRAM—0.0%4.4%0.0%

SCHD0.0%—8.6%1.4%

SMH4.4%8.6%—0.0%

PAVE0.0%1.4%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+38.7%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

PAVEWorst drop−15.3%21.5% vol

SMHWorst drop−33.1%42.8% vol

NRAMWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSMH

+32.3%Year to date+24.3%

3.0%Yield0.2%

+38.7%Past year+27.3%

0.06%Fee0.35%

4–0SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SOXX vs SMH

YTD

iSharesSOXX

+31.6%

SMHVanEck

+24.3%

+31.6%Year to date+24.3%

0.33% · $33Fee · on $10k a year0.35% · $35

$42.6BAssets$65.4B

2–0SOXX wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026