Compare · 4 funds side by side · dividends reinvested

NRAM, SMIG, DRAM and SCHD

NRAMYorkville×SMIGBahl & Gaynor×DRAMRoundhill×SCHDSchwab×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,375SCHD · best of the four

02 / 04

NRAM, SMIG, DRAM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.0

Bahl & Gaynor Small/Mid Cap Income Growth ETFIncome · Dividend stocks0.60%1.70%+11.6%+13.8%+15.1%+6.8%−8.5%11.7%$1.5B2.0

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M2.5

Roundhill Memory ETFThematic · AI & semis0.65%0.00%[…][…][…][…][…][…]$14.4B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: NRAM 2026 · SMIG 2021 · DRAM 2026 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Roundhill Memory ETF · $14.4B[…]

DRAM

NRAM

Yorkville America Next Generation Memory Index ETF · $1M[…]

$10,000 five years ago, dividends reinvested · they hold 16.0% in common

DRAMMeasureNRAM

[…]Year to dateJan 1 → Nov 5[…]

[…]1 yearTotal return[…]

[…]3 years · per year[…]

[…]5 years · per year[…]

0.65%Expense ratio$65 · $60 a year on $10k · lower is better0.60%

0.00%Trailing 12-mo yield$0 · $0 a year on $10k0.00%

[…]Worst dropSmaller is better[…]

[…]VolatilityLower is calmer[…]

DRAMNRAM Winner of the row, in its colourEach row: the bigger of the two fills its side

0–1NRAM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DRAM vs NRAM: Top 5 Holdings

Today

DRAM

74.5%in top 5

NRAM

in top 553.6%

DRAMStockNRAM

19.9%FGXXXnot top 5

19.4%005930.Knot top 5

16.6%000660.Knot top 5

not top 5MU16.4%

not top 5SKHYV15.3%

13.0%912797WNnot top 5

not top 5SNDK12.4%

5.7%912797VAnot top 5

not top 5SMSN.IL5.2%

not top 5WDC4.3%

Held in common16.0%

End-of-day Nov 5, 2026 · share of each fund

DRAM vs NRAM Returns, Every Period

RoundhillDRAM

[…]

past year

NRAMYorkville

[…]

past year

Returns […]

DRAMNRAMFaded: behind in that period

0–0Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Thematic vs Income: DRAM vs SCHD

YTD

RoundhillDRAM

[…]

SCHDSchwab

+32.3%

[…]Year to date+32.3%

[…]Worst drop · 1Y−6.9%

[…]Volatility · 1Y11.7%

0.0%Yield3.0%

$14.4BAssets$120B

1–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, SMIG, DRAM, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

NRAM0.60%$60

SMIG0.60%$60

DRAM0.65%$65

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: NRAM, SMIG, DRAM, SCHD

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

SMIG1.70%$170

NRAM0.00%$0

DRAM0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

SMIG$170 − $60 = $110

NRAM$0 − $60 = −$60

DRAM$0 − $65 = −$65

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: NRAM, SMIG, DRAM, SCHD

Today

16.0%most shared, NRAM and DRAM

NRAMSMIGDRAMSCHD

NRAM—4.0%16.0%0.0%

SMIG4.0%—0.0%1.2%

DRAM16.0%0.0%—0.0%

SCHD0.0%1.2%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+38.7%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

SMIGWorst drop−8.5%11.7% vol

NRAMWorst drop[…][…]

DRAMWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDSMIG

+32.3%Year to date+11.6%

3.0%Yield1.7%

+38.7%Past year+13.8%

0.06%Fee0.60%

4–0SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026