Compare · 4 funds side by side · dividends reinvested

NRAM, SMIG, SCHD and CIBR

NRAMYorkville×SMIGBahl & Gaynor×SCHDSchwab×CIBRFirst Trust×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,242CIBR · best of the four

02 / 04

NRAM, SMIG, SCHD and CIBR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.3

First Trust Nasdaq Cybersecurity ETFThematic · Cyber & cloud0.58%0.43%+27.7%+21.1%+27.4%+11.5%−20.6%31.1%$16.9B2.1

Bahl & Gaynor Small/Mid Cap Income Growth ETFIncome · Dividend stocks0.60%1.70%+11.8%+13.7%+14.8%+6.9%−8.5%11.7%$1.5B2.6

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: NRAM 2026 · SMIG 2021 · SCHD 2011 · CIBR 2015

Head to Head

Swap sides Versus in desk

Head to Head

First Trust Nasdaq Cybersecurity ETF · $16.9B$17,242

CIBR

NRAM

Yorkville America Next Generation Memory Index ETF · $1M[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

CIBRMeasureNRAM

+27.7%Year to dateJan 1 → Nov 6[…]

+21.1%1 yearTotal return[…]

+27.4%3 years · per year$10,000 became $20,663 · […][…]

+11.5%5 years · per year$10,000 became $17,242 · […][…]

0.58%Expense ratio$58 · $60 a year on $10k · lower is better0.60%

0.43%Trailing 12-mo yield$43 · $0 a year on $10k0.00%

−20.6%Worst dropSmaller is better[…]

31.1%VolatilityLower is calmer[…]

CIBRNRAM Winner of the row, in its colourEach row: the bigger of the two fills its side

2–0CIBR wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CIBR vs NRAM: Top 5 Holdings

Today

CIBR

36.4%in top 5

NRAM

in top 551.9%

CIBRStockNRAM

not top 5MU15.8%

not top 5SKHYV15.4%

not top 5SNDK11.2%

8.3%CRWDnot top 5

7.6%CSCOnot top 5

7.2%PANWnot top 5

6.9%AVGOnot top 5

6.3%FTNTnot top 5

not top 5SMSN.IL5.4%

not top 5WDC4.1%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

CIBR vs NRAM Returns, Every Period

First TrustCIBR

+21.1%

past year

NRAMYorkville

[…]

past year

Returns […]

CIBRNRAMFaded: behind in that period

0–0Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Thematic vs Income: CIBR vs SCHD

YTD

First TrustCIBR

+27.7%

SCHDSchwab

+31.4%

+27.7%Year to date+31.4%

−20.6%Worst drop · 1Y−6.9%

31.1%Volatility · 1Y11.7%

0.4%Yield3.0%

$16.9BAssets$120B

4–0SCHD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, SMIG, SCHD, CIBR

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

CIBR0.58%$58

NRAM0.60%$60

SMIG0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: NRAM, SMIG, SCHD, CIBR

3.00%highest, SCHD

FundTrailing yieldYield$10k

SCHD3.00%$300

SMIG1.70%$170

CIBR0.43%$43

NRAM0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

SMIG$170 − $60 = $110

CIBR$43 − $58 = −$15

NRAM$0 − $60 = −$60

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: NRAM, SMIG, SCHD, CIBR

Today

3.8%most shared, NRAM and SMIG

NRAMSMIGSCHDCIBR

NRAM—3.8%0.0%0.0%

SMIG3.8%—1.2%0.4%

SCHD0.0%1.2%—3.3%

CIBR0.0%0.4%3.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

SMIGWorst drop−8.5%11.7% vol

CIBRWorst drop−20.6%31.1% vol

NRAMWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDCIBR

+31.4%Year to date+27.7%

3.0%Yield0.4%

+37.0%Past year+21.1%

0.06%Fee0.58%

4–0SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026