Compare · 3 funds side by side · dividends reinvested

NRAM, VOO and VTI

NRAMYorkville×VOOVanguard×VTIVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

NRAM, VOO and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.3

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.6

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: NRAM 2026 · VOO 2010 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Yorkville America Next Generation Memory Index ETF · $1M[…]

NRAM

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 2.5% in common

NRAMMeasureVTI

[…]Year to dateJan 1 → Nov 6+8.9%

[…]1 yearTotal return+9.9%

[…]3 years · per year$10,000 became […] · $18,004+21.7%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

0.60%Expense ratio$60 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $109 a year on $10k1.09%

[…]Worst dropSmaller is better−8.9%

[…]VolatilityLower is calmer13.7%

NRAMVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NRAM vs VTI: Top 5 Holdings

Today

NRAM

51.9%in top 5

VTI

in top 525.0%

NRAMStockVTI

15.8%MUnot top 5

15.4%SKHYVnot top 5

11.2%SNDKnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

5.4%SMSN.ILnot top 5

not top 5MSFT5.2%

4.1%WDCnot top 5

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common2.5%

End-of-day Nov 6, 2026 · share of each fund

NRAM vs VTI Returns, Every Period

YorkvilleNRAM

[…]

past year

VTIVanguard

+9.9%

past year

Returns […]

NRAMVTIFaded: behind in that period

0–0Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Thematic vs Core: NRAM vs VOO

YTD

YorkvilleNRAM

[…]

VOOVanguard

+8.7%

[…]Year to date+8.7%

[…]Worst drop · 1Y−8.9%

[…]Volatility · 1Y13.5%

0.0%Yield1.1%

$1.2MAssets$1.00T

1–0VOO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, VOO, VTI

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTI0.03%$3

NRAM0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: NRAM, VOO, VTI

1.10%highest, VOO

FundTrailing yieldYield$10k

VOO1.10%$110

VTI1.09%$109

NRAM0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

VTI$109 − $3 = $106

NRAM$0 − $60 = −$60

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: NRAM, VOO, VTI

Today

89.0%most shared, VOO and VTI

NRAMVOOVTI

NRAM—2.8%2.5%

VOO2.8%—89.0%

VTI2.5%89.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

NRAMWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VOOVTI

+8.7%Year to date+8.9%

1.1%Yield1.1%

+9.8%Past year+9.9%

0.03%Fee0.03%

2–0VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026