Compare · 3 funds side by side · dividends reinvested

NRAM, VTI and QQQ

NRAMYorkville×VTIVanguard×QQQInvesco×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,509QQQ · best of the three

02 / 04

NRAM, VTI and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.3

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B1.8

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: NRAM 2026 · VTI 2001 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Yorkville America Next Generation Memory Index ETF · $1M[…]

NRAM

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 2.5% in common

NRAMMeasureVTI

[…]Year to dateJan 1 → Nov 6+8.9%

[…]1 yearTotal return+9.9%

[…]3 years · per year$10,000 became […] · $18,004+21.7%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

0.60%Expense ratio$60 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $109 a year on $10k1.09%

[…]Worst dropSmaller is better−8.9%

[…]VolatilityLower is calmer13.7%

NRAMVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NRAM vs VTI: Top 5 Holdings

Today

NRAM

51.9%in top 5

VTI

in top 525.0%

NRAMStockVTI

15.8%MUnot top 5

15.4%SKHYVnot top 5

11.2%SNDKnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

5.4%SMSN.ILnot top 5

not top 5MSFT5.2%

4.1%WDCnot top 5

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common2.5%

End-of-day Nov 6, 2026 · share of each fund

NRAM vs VTI Returns, Every Period

YorkvilleNRAM

[…]

past year

VTIVanguard

+9.9%

past year

Returns […]

NRAMVTIFaded: behind in that period

0–0Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Thematic vs Core: NRAM vs VTI

YTD

YorkvilleNRAM

[…]

VTIVanguard

+8.9%

[…]Year to date+8.9%

[…]Worst drop · 1Y−8.9%

[…]Volatility · 1Y13.7%

0.0%Yield1.1%

$1.2MAssets$689B

1–0VTI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, VTI, QQQ

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

QQQ0.18%$18

NRAM0.60%$60

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: NRAM, VTI, QQQ

1.09%highest, VTI

FundTrailing yieldYield$10k

VTI1.09%$109

QQQ0.47%$47

NRAM0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

QQQ$47 − $18 = $29

NRAM$0 − $60 = −$60

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: NRAM, VTI, QQQ

Today

49.9%most shared, VTI and QQQ

NRAMVTIQQQ

NRAM—2.5%5.1%

VTI2.5%—49.9%

QQQ5.1%49.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

VTIWorst drop−8.9%13.7% vol

QQQWorst drop−14.8%21.3% vol

NRAMWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTIQQQ

+8.9%Year to date+7.2%

1.1%Yield0.5%

+9.9%Past year+5.8%

0.03%Fee0.18%

4–0VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

1–0QQQM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−0.3%

QQQInvesco

+7.2%

−0.3%Year to date+7.2%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 6, 2026