Compare · 4 funds side by side · dividends reinvested

NRAM, VTI, SPY and VOO

NRAMYorkville×VTIVanguard×SPYSPDR×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,543VOO · best of the four

02 / 04

NRAM, VTI, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.4

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.4

Yorkville America Next Generation Memory Index ETFThematic · AI & semis0.60%0.00%[…][…][…][…][…][…]$1M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NRAM 2026 · VTI 2001 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Yorkville America Next Generation Memory Index ETF · $1M[…]

NRAM

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 2.5% in common

NRAMMeasureVTI

[…]Year to dateJan 1 → Nov 9+11.6%

[…]1 yearTotal return+13.9%

[…]3 years · per year$10,000 became […] · $18,090+21.8%

[…]5 years · per year$10,000 became […] · $16,697+10.8%

0.60%Expense ratio$60 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $106 a year on $10k1.06%

[…]Worst dropSmaller is better−8.9%

[…]VolatilityLower is calmer13.9%

NRAMVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NRAM vs VTI: Top 5 Holdings

Today

NRAM

53.4%in top 5

VTI

in top 525.0%

NRAMStockVTI

16.5%MUnot top 5

15.8%SKHYVnot top 5

11.6%SNDKnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

5.4%SMSN.ILnot top 5

not top 5MSFT5.2%

4.2%SIMOnot top 5

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common2.5%

End-of-day Nov 9, 2026 · share of each fund

NRAM vs VTI Returns, Every Period

YorkvilleNRAM

[…]

past year

VTIVanguard

+13.9%

past year

Returns […]

NRAMVTIFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Thematic vs Core: NRAM vs VOO

YTD

YorkvilleNRAM

[…]

VOOVanguard

+11.3%

[…]Year to date+11.3%

[…]Worst drop · 1Y−8.9%

[…]Volatility · 1Y13.7%

0.0%Yield1.1%

$1.1MAssets$1.00T

1–0VOO wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NRAM, VTI, SPY, VOO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VOO0.03%$3

SPY0.09%$9

NRAM0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NRAM, VTI, SPY, VOO

1.07%highest, VOO

FundTrailing yieldYield$10k

VOO1.07%$107

VTI1.06%$106

SPY1.01%$101

NRAM0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

VTI$106 − $3 = $103

SPY$101 − $9 = $92

NRAM$0 − $60 = −$60

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NRAM, VTI, SPY, VOO

Today

92.7%most shared, SPY and VOO

NRAMVTISPYVOO

NRAM—2.5%1.7%2.8%

VTI2.5%—86.0%89.0%

SPY1.7%86.0%—92.7%

VOO2.8%89.0%92.7%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.9%VTI, at 13.9% volatility

VOOWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

NRAMWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VOOVTI

+11.3%Year to date+11.6%

1.1%Yield1.1%

+13.6%Past year+13.9%

0.03%Fee0.03%

2–0VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026