Compare · 3 funds side by side · dividends reinvested

NZAC, SCHD and VXUS

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,459SCHD · best of the three

02 / 04

NZAC, SCHD and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.1

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B2.3

State Street SPDR MSCI ACWI Climate Paris Aligned ETFInternational · Global0.12%2.06%+7.7%+9.7%+19.5%+8.6%−10.1%15.2%$188M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: NZAC 2014 · SCHD 2011 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR MSCI ACWI Climate Paris Aligned ETF · $188M$15,122

NZAC

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,459

$10,000 five years ago, dividends reinvested · they hold 3.4% in common

NZACMeasureSCHD

+7.7%Year to dateJan 1 → Nov 9+33.2%

+9.7%1 yearTotal return+39.1%

+19.5%3 years · per year$10,000 became $17,056 · $17,123+19.6%

+8.6%5 years · per year$10,000 became $15,122 · $16,459+10.5%

0.12%Expense ratio$12 · $6 a year on $10k · lower is better0.06%

2.06%Trailing 12-mo yield$206 · $296 a year on $10k2.96%

−10.1%Worst dropSmaller is better−6.9%

15.2%VolatilityLower is calmer11.8%

NZACSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NZAC vs SCHD: Top 5 Holdings

Today

NZAC

20.2%in top 5

SCHD

in top 521.4%

NZACStockSCHD

5.7%AAPLnot top 5

5.5%NVDAnot top 5

not top 5PG4.4%

4.3%MSFTnot top 5

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

2.6%AMZNnot top 5

2.0%GOOGnot top 5

Held in common3.4%

End-of-day Nov 9, 2026 · share of each fund

NZAC vs SCHD Returns, Every Period

SPDRNZAC

+8.6%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

NZACSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

International vs Income: NZAC vs SCHD

YTD

SPDRNZAC

+7.7%

SCHDSchwab

+33.2%

+7.7%Year to date+33.2%

−10.1%Worst drop · 1Y−6.9%

15.2%Volatility · 1Y11.8%

2.1%Yield3.0%

$188MAssets$120B

4–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NZAC, SCHD, VXUS

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

SCHD0.06%$6

NZAC0.12%$12

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: NZAC, SCHD, VXUS

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

VXUS2.39%$239

NZAC2.06%$206

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

VXUS$239 − $5 = $234

NZAC$206 − $12 = $194

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: NZAC, SCHD, VXUS

Today

17.8%most shared, NZAC and VXUS

NZACSCHDVXUS

NZAC—3.4%17.8%

SCHD3.4%—0.0%

VXUS17.8%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

NZACWorst drop−10.1%15.2% vol

VXUSWorst drop−11.3%17.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVXUS

+33.2%Year to date+11.1%

3.0%Yield2.4%

+39.1%Past year+15.3%

0.06%Fee0.05%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026