Compare · 2 funds side by side · dividends reinvested

NZAC and VOO

NZACSPDR×VOOVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,156VOO · best of the two

02 / 04

NZAC and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.1

State Street SPDR MSCI ACWI Climate Paris Aligned ETFInternational · Global0.12%2.12%+4.6%+6.3%+19.5%+8.1%−10.1%15.0%$191M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: NZAC 2014 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR MSCI ACWI Climate Paris Aligned ETF · $191M$14,736

NZAC

VOO

Vanguard S&P 500 ETF · $1.00T$17,156

$10,000 five years ago, dividends reinvested · they hold 54.0% in common

NZACMeasureVOO

+4.6%Year to dateJan 1 → Nov 5+8.4%

+6.3%1 yearTotal return+9.8%

+19.5%3 years · per year$10,000 became $17,084 · $18,224+22.1%

+8.1%5 years · per year$10,000 became $14,736 · $17,156+11.4%

0.12%Expense ratio$12 · $3 a year on $10k · lower is better0.03%

2.12%Trailing 12-mo yield$212 · $110 a year on $10k1.10%

−10.1%Worst dropSmaller is better−8.9%

15.0%VolatilityLower is calmer13.5%

NZACVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VOO wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

NZAC vs VOO: Top 5 Holdings

Today

NZAC

20.2%in top 5

VOO

in top 528.3%

NZACStockVOO

5.7%NVDA8.4%

5.6%AAPL7.4%

4.4%MSFT5.8%

2.6%AMZN3.7%

not top 5GOOGL3.1%

1.9%GOOGnot top 5

Held in common54.0%

End-of-day Nov 5, 2026 · share of each fund

NZAC vs VOO Returns, Every Period

SPDRNZAC

+8.1%

5 years, per year

VOOVanguard

+11.4%

5 years, per year

NZACVOOFaded: behind in that period

0–4VOO wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

International vs Core: NZAC vs VOO

YTD

SPDRNZAC

+4.6%

VOOVanguard

+8.4%

+4.6%Year to date+8.4%

−10.1%Worst drop · 1Y−8.9%

15.0%Volatility · 1Y13.5%

2.1%Yield1.1%

$191MAssets$1.00T

3–1VOO wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: NZAC, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

NZAC0.12%$12

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: NZAC, VOO

2.12%highest, NZAC

FundTrailing yieldYield$10k

NZAC2.12%$212

VOO1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$200most kept, NZAC

NZAC$212 − $12 = $200

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: NZAC, VOO

Today

54.0%most shared, NZAC and VOO

NZACVOO

NZAC—54.0%

VOO54.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.8%VOO, at 13.5% volatility

VOOWorst drop−8.9%13.5% vol

NZACWorst drop−10.1%15.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

NZACVOO

+4.6%Year to date+8.4%

2.1%Yield1.1%

+6.3%Past year+9.8%

0.12%Fee0.03%

3–1VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026