Compare · 2 funds side by side · dividends reinvested

OBIL and VCIT

OBILF/m×VCITVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,508VCIT · best of the two

02 / 04

OBIL and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

US Treasury 12 Month Bill ETFBonds & Cash · Treasuries0.15%3.72%+2.7%+3.4%+4.4%[…]−0.2%0.6%$337M1.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OBIL 2022 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

US Treasury 12 Month Bill ETF · $337M[…]

OBIL

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

OBILMeasureVCIT

+2.7%Year to dateJan 1 → Nov 5−0.6%

+3.4%1 yearTotal return+0.3%

+4.4%3 years · per year$10,000 became $11,393 · $12,368+7.3%

[…]5 years · per year$10,000 became […] · $10,508+1.0%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

3.72%Trailing 12-mo yield$372 · $502 a year on $10k5.02%

−0.2%Worst dropSmaller is better−4.9%

0.6%VolatilityLower is calmer4.5%

OBILVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3OBIL wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OBIL vs VCIT: Top 5 Holdings

Today

OBIL

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OBIL vs VCIT Returns, Every Period

F/mOBIL

+3.4%

past year

VCITVanguard

+0.3%

past year

OBILVCITFaded: behind in that period

2–1OBIL wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OBIL vs VCIT

YTD

F/mOBIL

+2.7%

VCITVanguard

−0.6%

+2.7%Year to date−0.6%

−0.2%Worst drop · 1Y−4.9%

0.6%Volatility · 1Y4.5%

3.7%Yield5.0%

$337MAssets$66.6B

3–1OBIL wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OBIL, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

OBIL0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OBIL, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

OBIL3.72%$372

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

OBIL$372 − $15 = $357

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OBIL, VCIT

Today

[…]holdings […]

OBILVCIT

OBIL—[…]

VCIT[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.4%OBIL, at 0.6% volatility

OBILWorst drop−0.2%0.6% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOBIL

−0.6%Year to date+2.7%

5.0%Yield3.7%

+0.3%Past year+3.4%

0.03%Fee0.15%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026