Compare · 3 funds side by side · dividends reinvested

OPER, BND and MUB

OPERClearShares×BNDVanguard×MUBiShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,139OPER · best of the three

02 / 04

OPER, BND and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.8%+4.6%+4.0%−0.1%0.3%$113M1.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.1

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.9B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OPER 2018 · BND 2007 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

ClearShares Ultra-Short Maturity ETF · $113M$12,139

OPER

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

OPERMeasureBND

+3.2%Year to dateJan 1 → Nov 5+0.1%

+3.8%1 yearTotal return+0.4%

+4.6%3 years · per year$10,000 became $11,440 · $11,761+5.6%

+4.0%5 years · per year$10,000 became $12,139 · $9,983−0.0%

0.20%Expense ratio$20 · $3 a year on $10k · lower is better0.03%

3.72%Trailing 12-mo yield$372 · $412 a year on $10k4.12%

−0.1%Worst dropSmaller is better−4.5%

0.3%VolatilityLower is calmer4.0%

OPERBND Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3OPER wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OPER vs BND: Top 5 Holdings

Today

OPER

100.0%in top 5

BND

in top 5[…]

OPERStockBND

44.4%OPER1109not top 5

44.4%OPER1105not top 5

6.7%OPER1105not top 5

4.5%OPER1105not top 5

0.0%FGXXXnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OPER vs BND Returns, Every Period

ClearSharesOPER

+4.0%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

OPERBNDFaded: behind in that period

3–1OPER wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OPER vs BND

YTD

ClearSharesOPER

+3.2%

BNDVanguard

+0.1%

+3.2%Year to date+0.1%

−0.1%Worst drop · 1Y−4.5%

0.3%Volatility · 1Y4.0%

3.7%Yield4.1%

$113MAssets$161B

3–1OPER wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OPER, BND, MUB

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

MUB0.05%$5

OPER0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OPER, BND, MUB

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

OPER3.72%$372

MUB3.27%$327

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

OPER$372 − $20 = $352

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OPER, BND, MUB

Today

[…]holdings […]

OPERBNDMUB

OPER—[…][…]

BND[…]—[…]

MUB[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%OPER, at 0.3% volatility

OPERWorst drop−0.1%0.3% vol

MUBWorst drop−6.3%3.7% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDOPER

+0.1%Year to date+3.2%

4.1%Yield3.7%

+0.4%Past year+3.8%

0.03%Fee0.20%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026