Compare · 3 funds side by side · dividends reinvested

OPER, BND and VCIT

OPERClearShares×BNDVanguard×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,137OPER · best of the three

02 / 04

OPER, BND and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.9%+4.6%+4.0%−0.1%0.3%$113M1.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.13%−0.1%+0.3%+5.5%−0.1%−4.5%4.0%$161B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.03%−0.9%+0.1%+7.2%+0.9%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: OPER 2018 · BND 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

ClearShares Ultra-Short Maturity ETF · $113M$12,137

OPER

BND

Vanguard Total Bond Market ETF · $161B$9,950

$10,000 five years ago, dividends reinvested

OPERMeasureBND

+3.2%Year to dateJan 1 → Nov 4−0.1%

+3.9%1 yearTotal return+0.3%

+4.6%3 years · per year$10,000 became $11,446 · $11,733+5.5%

+4.0%5 years · per year$10,000 became $12,137 · $9,950−0.1%

0.20%Expense ratio$20 · $3 a year on $10k · lower is better0.03%

3.72%Trailing 12-mo yield$372 · $413 a year on $10k4.13%

−0.1%Worst dropSmaller is better−4.5%

0.3%VolatilityLower is calmer4.0%

OPERBND Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3OPER wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OPER vs BND: Top 5 Holdings

Today

OPER

100.0%in top 5

BND

in top 5[…]

OPERStockBND

44.4%OPER1105not top 5

44.4%OPER1109not top 5

6.7%OPER1104not top 5

4.5%OPER1104not top 5

0.0%FGXXXnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

OPER vs BND Returns, Every Period

ClearSharesOPER

+4.0%

5 years, per year

BNDVanguard

−0.1%

5 years, per year

OPERBNDFaded: behind in that period

3–1OPER wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

OPER vs VCIT

YTD

ClearSharesOPER

+3.2%

VCITVanguard

−0.9%

+3.2%Year to date−0.9%

−0.1%Worst drop · 1Y−4.9%

0.3%Volatility · 1Y4.5%

3.7%Yield5.0%

$113MAssets$66.6B

3–1OPER wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OPER, BND, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VCIT0.03%$3

OPER0.20%$20

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: OPER, BND, VCIT

5.03%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.03%$503

BND4.13%$413

OPER3.72%$372

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

BND$413 − $3 = $410

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: OPER, BND, VCIT

Today

[…]holdings […]

OPERBNDVCIT

OPER—[…][…]

BND[…]—[…]

VCIT[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.9%OPER, at 0.3% volatility

OPERWorst drop−0.1%0.3% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOPER

−0.9%Year to date+3.2%

5.0%Yield3.7%

+0.1%Past year+3.9%

0.03%Fee0.20%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.1%

AGGiShares

−0.2%

−0.1%Year to date−0.2%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026