Compare · 4 funds side by side · dividends reinvested

OPER, ICSH, SGOV and VCIT

OPERClearShares×ICSHiShares×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,155ICSH · best of the four

02 / 04

OPER, ICSH, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.8%+4.6%+4.0%−0.1%0.3%$113M2.3

iShares Ultra Short Duration Bond Active ETFBonds & Cash · Ultra-short0.08%4.12%+3.0%+3.7%+4.9%+4.0%−0.1%0.4%$8.9B2.4

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B2.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: OPER 2018 · ICSH 2013 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

ClearShares Ultra-Short Maturity ETF · $113M$12,141

OPER

ICSH

iShares Ultra Short Duration Bond Active ETF · $8.9B$12,155

$10,000 five years ago, dividends reinvested

OPERMeasureICSH

+3.2%Year to dateJan 1 → Nov 9+3.0%

+3.8%1 yearTotal return+3.7%

+4.6%3 years · per year$10,000 became $11,440 · $11,543+4.9%

+4.0%5 years · per year$10,000 became $12,141 · $12,155+4.0%

0.20%Expense ratio$20 · $8 a year on $10k · lower is better0.08%

3.72%Trailing 12-mo yield$372 · $412 a year on $10k4.12%

−0.1%Worst dropSmaller is better−0.1%

0.3%VolatilityLower is calmer0.4%

OPERICSH Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OPER vs ICSH: Top 5 Holdings

Today

OPER

99.9%in top 5

ICSH

in top 5[…]

OPERStockICSH

44.4%OPER1112not top 5

44.4%OPER1109not top 5

6.7%OPER1109not top 5

4.5%OPER1109not top 5

0.0%FGXXXnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

OPER vs ICSH Returns, Every Period

ClearSharesOPER

+4.0%

5 years, per year

ICSHiShares

+4.0%

5 years, per year

OPERICSHFaded: behind in that period

2–1OPER wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

OPER vs VCIT

YTD

ClearSharesOPER

+3.2%

VCITVanguard

−0.7%

+3.2%Year to date−0.7%

−0.1%Worst drop · 1Y−4.9%

0.3%Volatility · 1Y4.5%

3.7%Yield5.0%

$113MAssets$66.6B

3–1OPER wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OPER, ICSH, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

ICSH0.08%$8

SGOV0.09%$9

OPER0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: OPER, ICSH, SGOV, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

ICSH4.12%$412

OPER3.72%$372

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

ICSH$412 − $8 = $404

SGOV$363 − $9 = $354

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: OPER, ICSH, SGOV, VCIT

Today

[…]holdings […]

OPERICSHSGOVVCIT

OPER—[…][…][…]

ICSH[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%OPER, at 0.3% volatility

SGOVWorst drop0.0%0.2% vol

OPERWorst drop−0.1%0.3% vol

ICSHWorst drop−0.1%0.4% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOPER

−0.7%Year to date+3.2%

5.0%Yield3.7%

+0.0%Past year+3.8%

0.03%Fee0.20%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026