Compare · 4 funds side by side · dividends reinvested

OPER, PULS, BNDX and VCIT

OPERClearShares×PULSPGIM×BNDXVanguard×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,425PULS · best of the four

02 / 04

OPER, PULS, BNDX and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

PGIM Ultra Short Bond ETFBonds & Cash · Ultra-short0.15%4.36%+3.4%+4.1%+5.3%+4.4%−0.1%0.4%$19.7B1.9

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.8%+4.6%+4.0%−0.1%0.3%$113M2.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.6

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.64%+0.8%+0.2%+4.7%+0.4%−3.2%3.8%$82.9B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OPER 2018 · PULS 2018 · BNDX 2013 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

ClearShares Ultra-Short Maturity ETF · $113M$12,139

OPER

PULS

PGIM Ultra Short Bond ETF · $19.7B$12,425

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OPERMeasurePULS

+3.2%Year to dateJan 1 → Nov 5+3.4%

+3.8%1 yearTotal return+4.1%

+4.6%3 years · per year$10,000 became $11,440 · $11,672+5.3%

+4.0%5 years · per year$10,000 became $12,139 · $12,425+4.4%

0.20%Expense ratio$20 · $15 a year on $10k · lower is better0.15%

3.72%Trailing 12-mo yield$372 · $436 a year on $10k4.36%

−0.1%Worst dropSmaller is better−0.1%

0.3%VolatilityLower is calmer0.4%

OPERPULS Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6PULS wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OPER vs PULS: Top 5 Holdings

Today

OPER

100.0%in top 5

PULS

in top 52.3%

OPERStockPULS

44.4%OPER1109not top 5

44.4%OPER1105not top 5

6.7%OPER1105not top 5

4.5%OPER1105not top 5

not top 5PAAA2.3%

0.0%FGXXXnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

OPER vs PULS Returns, Every Period

ClearSharesOPER

+4.0%

5 years, per year

PULSPGIM

+4.4%

5 years, per year

OPERPULSFaded: behind in that period

0–4PULS wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OPER vs VCIT

YTD

ClearSharesOPER

+3.2%

VCITVanguard

−0.6%

+3.2%Year to date−0.6%

−0.1%Worst drop · 1Y−4.9%

0.3%Volatility · 1Y4.5%

3.7%Yield5.0%

$113MAssets$66.6B

3–1OPER wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OPER, PULS, BNDX, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BNDX0.07%$7

PULS0.15%$15

OPER0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OPER, PULS, BNDX, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BNDX4.64%$464

PULS4.36%$436

OPER3.72%$372

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BNDX$464 − $7 = $457

PULS$436 − $15 = $421

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OPER, PULS, BNDX, VCIT

Today

0.0%most shared, OPER and PULS

OPERPULSBNDXVCIT

OPER—0.0%[…][…]

PULS0.0%—[…][…]

BNDX[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+4.1%PULS, at 0.4% volatility

OPERWorst drop−0.1%0.3% vol

PULSWorst drop−0.1%0.4% vol

BNDXWorst drop−3.2%3.8% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITPULS

−0.6%Year to date+3.4%

5.0%Yield4.4%

+0.3%Past year+4.1%

0.03%Fee0.15%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026