Compare · 4 funds side by side · dividends reinvested

OPER, PULS, MUB and VCIT

OPERClearShares×PULSPGIM×MUBiShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,425PULS · best of the four

02 / 04

OPER, PULS, MUB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

PGIM Ultra Short Bond ETFBonds & Cash · Ultra-short0.15%4.36%+3.4%+4.1%+5.3%+4.4%−0.1%0.4%$19.7B1.8

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.8%+4.6%+4.0%−0.1%0.3%$113M2.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.6

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.7B3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OPER 2018 · PULS 2018 · MUB 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

ClearShares Ultra-Short Maturity ETF · $113M$12,139

OPER

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

OPERMeasureVCIT

+3.2%Year to dateJan 1 → Nov 5−0.6%

+3.8%1 yearTotal return+0.3%

+4.6%3 years · per year$10,000 became $11,440 · $12,368+7.3%

+4.0%5 years · per year$10,000 became $12,139 · $10,508+1.0%

0.20%Expense ratio$20 · $3 a year on $10k · lower is better0.03%

3.72%Trailing 12-mo yield$372 · $502 a year on $10k5.02%

−0.1%Worst dropSmaller is better−4.9%

0.3%VolatilityLower is calmer4.5%

OPERVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3OPER wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OPER vs VCIT: Top 5 Holdings

Today

OPER

100.0%in top 5

VCIT

in top 5[…]

OPERStockVCIT

44.4%OPER1109not top 5

44.4%OPER1105not top 5

6.7%OPER1105not top 5

4.5%OPER1105not top 5

0.0%FGXXXnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OPER vs VCIT Returns, Every Period

ClearSharesOPER

+4.0%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

OPERVCITFaded: behind in that period

3–1OPER wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OPER vs VCIT

YTD

ClearSharesOPER

+3.2%

VCITVanguard

−0.6%

+3.2%Year to date−0.6%

−0.1%Worst drop · 1Y−4.9%

0.3%Volatility · 1Y4.5%

3.7%Yield5.0%

$113MAssets$66.6B

3–1OPER wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OPER, PULS, MUB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

PULS0.15%$15

OPER0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OPER, PULS, MUB, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

PULS4.36%$436

OPER3.72%$372

MUB3.27%$327

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

PULS$436 − $15 = $421

OPER$372 − $20 = $352

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OPER, PULS, MUB, VCIT

Today

0.0%most shared, OPER and PULS

OPERPULSMUBVCIT

OPER—0.0%[…][…]

PULS0.0%—[…][…]

MUB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+4.1%PULS, at 0.4% volatility

OPERWorst drop−0.1%0.3% vol

PULSWorst drop−0.1%0.4% vol

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITPULS

−0.6%Year to date+3.4%

5.0%Yield4.4%

+0.3%Past year+4.1%

0.03%Fee0.15%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026