Compare · 3 funds side by side · dividends reinvested

OPER, SGOV and BNDX

OPERClearShares×SGOViShares×BNDXVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,139OPER · best of the three

02 / 04

OPER, SGOV and BNDX, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.8%+4.6%+4.0%−0.1%0.3%$113M1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B2.0

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.64%+0.8%+0.2%+4.7%+0.4%−3.2%3.8%$82.9B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OPER 2018 · SGOV 2020 · BNDX 2013

Head to Head

Swap sides Versus in desk

Head to Head

ClearShares Ultra-Short Maturity ETF · $113M$12,139

OPER

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

OPERMeasureSGOV

+3.2%Year to dateJan 1 → Nov 5+3.1%

+3.8%1 yearTotal return+3.7%

+4.6%3 years · per year$10,000 became $11,440 · $11,417+4.5%

+4.0%5 years · per year$10,000 became $12,139 · $12,086+3.9%

0.20%Expense ratio$20 · $9 a year on $10k · lower is better0.09%

3.72%Trailing 12-mo yield$372 · $363 a year on $10k3.63%

−0.1%Worst dropSmaller is better0.0%

0.3%VolatilityLower is calmer0.2%

OPERSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3OPER wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OPER vs SGOV: Top 5 Holdings

Today

OPER

100.0%in top 5

SGOV

in top 5[…]

OPERStockSGOV

44.4%OPER1109not top 5

44.4%OPER1105not top 5

6.7%OPER1105not top 5

4.5%OPER1105not top 5

0.0%FGXXXnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OPER vs SGOV Returns, Every Period

ClearSharesOPER

+4.0%

5 years, per year

SGOViShares

+3.9%

5 years, per year

OPERSGOVFaded: behind in that period

4–0OPER wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OPER vs BNDX

YTD

ClearSharesOPER

+3.2%

BNDXVanguard

+0.8%

+3.2%Year to date+0.8%

−0.1%Worst drop · 1Y−3.2%

0.3%Volatility · 1Y3.8%

3.7%Yield4.6%

$113MAssets$82.9B

3–1OPER wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OPER, SGOV, BNDX

Today

0.07%lowest, BNDX

FundExpense ratioFee$10k

BNDX0.07%$7

SGOV0.09%$9

OPER0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OPER, SGOV, BNDX

4.64%highest, BNDX

FundTrailing yieldYield$10k

BNDX4.64%$464

OPER3.72%$372

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

SGOV$363 − $9 = $354

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OPER, SGOV, BNDX

Today

[…]holdings […]

OPERSGOVBNDX

OPER—[…][…]

SGOV[…]—[…]

BNDX[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%OPER, at 0.3% volatility

SGOVWorst drop0.0%0.2% vol

OPERWorst drop−0.1%0.3% vol

BNDXWorst drop−3.2%3.8% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXOPER

+0.8%Year to date+3.2%

4.6%Yield3.7%

+0.2%Past year+3.8%

0.07%Fee0.20%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026