Compare · 3 funds side by side · dividends reinvested

OPER, VCIT and SGOV

OPERClearShares×VCITVanguard×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,139OPER · best of the three

02 / 04

OPER, VCIT and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.8%+4.6%+4.0%−0.1%0.3%$113M1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OPER 2018 · VCIT 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

VCIT

OPER

ClearShares Ultra-Short Maturity ETF · $113M$12,139

$10,000 five years ago, dividends reinvested

VCITMeasureOPER

−0.6%Year to dateJan 1 → Nov 5+3.2%

+0.3%1 yearTotal return+3.8%

+7.3%3 years · per year$10,000 became $12,368 · $11,440+4.6%

+1.0%5 years · per year$10,000 became $10,508 · $12,139+4.0%

0.03%Expense ratio$3 · $20 a year on $10k · lower is better0.20%

5.02%Trailing 12-mo yield$502 · $372 a year on $10k3.72%

−4.9%Worst dropSmaller is better−0.1%

4.5%VolatilityLower is calmer0.3%

VCITOPER Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5OPER wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs OPER: Top 5 Holdings

Today

VCIT

[…]in top 5

OPER

in top 5100.0%

VCITStockOPER

not top 5OPER110944.4%

not top 5OPER110544.4%

not top 5OPER11056.7%

not top 5OPER11054.5%

not top 5FGXXX0.0%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCIT vs OPER Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

OPERClearShares

+4.0%

5 years, per year

VCITOPERFaded: behind in that period

1–3OPER wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VCIT vs OPER

YTD

VanguardVCIT

−0.6%

OPERClearShares

+3.2%

−0.6%Year to date+3.2%

−4.9%Worst drop · 1Y−0.1%

4.5%Volatility · 1Y0.3%

5.0%Yield3.7%

$66.6BAssets$113M

3–1OPER wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OPER, VCIT, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

OPER0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OPER, VCIT, SGOV

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

OPER3.72%$372

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OPER, VCIT, SGOV

Today

[…]holdings […]

OPERVCITSGOV

OPER—[…][…]

VCIT[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%OPER, at 0.3% volatility

SGOVWorst drop0.0%0.2% vol

OPERWorst drop−0.1%0.3% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOPER

−0.6%Year to date+3.2%

5.0%Yield3.7%

+0.3%Past year+3.8%

0.03%Fee0.20%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026