Compare · 4 funds side by side · dividends reinvested

OPER, VUSB, VCIT and BND

OPERClearShares×VUSBVanguard×VCITVanguard×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,139OPER · best of the four

02 / 04

OPER, VUSB, VCIT and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.8%+4.6%+4.0%−0.1%0.3%$113M2.1

Vanguard Ultra-Short Bond ETFBonds & Cash · Ultra-short0.10%4.27%+2.9%+3.7%+5.2%+3.7%−0.4%0.7%$9.9B2.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OPER 2018 · VUSB 2021 · VCIT 2009 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

ClearShares Ultra-Short Maturity ETF · $113M$12,139

OPER

VUSB

Vanguard Ultra-Short Bond ETF · $9.9B$12,017

$10,000 five years ago, dividends reinvested

OPERMeasureVUSB

+3.2%Year to dateJan 1 → Nov 5+2.9%

+3.8%1 yearTotal return+3.7%

+4.6%3 years · per year$10,000 became $11,440 · $11,646+5.2%

+4.0%5 years · per year$10,000 became $12,139 · $12,016+3.7%

0.20%Expense ratio$20 · $10 a year on $10k · lower is better0.10%

3.72%Trailing 12-mo yield$372 · $427 a year on $10k4.27%

−0.1%Worst dropSmaller is better−0.4%

0.3%VolatilityLower is calmer0.7%

OPERVUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3OPER wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OPER vs VUSB: Top 5 Holdings

Today

OPER

100.0%in top 5

VUSB

in top 5[…]

OPERStockVUSB

44.4%OPER1109not top 5

44.4%OPER1105not top 5

6.7%OPER1105not top 5

4.5%OPER1105not top 5

0.0%FGXXXnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OPER vs VUSB Returns, Every Period

ClearSharesOPER

+4.0%

5 years, per year

VUSBVanguard

+3.7%

5 years, per year

OPERVUSBFaded: behind in that period

3–1OPER wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OPER vs VCIT

YTD

ClearSharesOPER

+3.2%

VCITVanguard

−0.6%

+3.2%Year to date−0.6%

−0.1%Worst drop · 1Y−4.9%

0.3%Volatility · 1Y4.5%

3.7%Yield5.0%

$113MAssets$66.6B

3–1OPER wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OPER, VUSB, VCIT, BND

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BND0.03%$3

VUSB0.10%$10

OPER0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OPER, VUSB, VCIT, BND

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VUSB4.27%$427

BND4.12%$412

OPER3.72%$372

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VUSB$427 − $10 = $417

BND$412 − $3 = $409

OPER$372 − $20 = $352

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OPER, VUSB, VCIT, BND

Today

[…]holdings […]

OPERVUSBVCITBND

OPER—[…][…][…]

VUSB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%OPER, at 0.3% volatility

OPERWorst drop−0.1%0.3% vol

VUSBWorst drop−0.4%0.7% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOPER

−0.6%Year to date+3.2%

5.0%Yield3.7%

+0.3%Past year+3.8%

0.03%Fee0.20%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026