Compare · 4 funds side by side · dividends reinvested

OPER, VUSB, VCIT and MUB

OPERClearShares×VUSBVanguard×VCITVanguard×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,140OPER · best of the four

02 / 04

OPER, VUSB, VCIT and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.8%+4.6%+4.0%−0.1%0.3%$113M1.9

Vanguard Ultra-Short Bond ETFBonds & Cash · Ultra-short0.10%4.27%+3.0%+3.7%+5.2%+3.8%−0.4%0.7%$9.9B2.1

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.6

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: OPER 2018 · VUSB 2021 · VCIT 2009 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Ultra-Short Bond ETF · $9.9B$12,028

VUSB

OPER

ClearShares Ultra-Short Maturity ETF · $113M$12,140

$10,000 five years ago, dividends reinvested

VUSBMeasureOPER

+3.0%Year to dateJan 1 → Nov 9+3.2%

+3.7%1 yearTotal return+3.8%

+5.2%3 years · per year$10,000 became $11,635 · $11,439+4.6%

+3.8%5 years · per year$10,000 became $12,028 · $12,140+4.0%

0.10%Expense ratio$10 · $20 a year on $10k · lower is better0.20%

4.27%Trailing 12-mo yield$427 · $372 a year on $10k3.72%

−0.4%Worst dropSmaller is better−0.1%

0.7%VolatilityLower is calmer0.3%

VUSBOPER Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5OPER wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VUSB vs OPER: Top 5 Holdings

Today

VUSB

[…]in top 5

OPER

in top 5100.0%

VUSBStockOPER

not top 5OPER110944.4%

not top 5OPER111244.4%

not top 5OPER11066.7%

not top 5OPER11064.5%

not top 5FGXXX0.0%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VUSB vs OPER Returns, Every Period

VanguardVUSB

+3.8%

5 years, per year

OPERClearShares

+4.0%

5 years, per year

VUSBOPERFaded: behind in that period

1–3OPER wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VUSB vs VCIT

YTD

VanguardVUSB

+3.0%

VCITVanguard

−0.7%

+3.0%Year to date−0.7%

−0.4%Worst drop · 1Y−4.9%

0.7%Volatility · 1Y4.5%

4.3%Yield5.0%

$9.9BAssets$66.6B

3–1VUSB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OPER, VUSB, VCIT, MUB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

VUSB0.10%$10

OPER0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: OPER, VUSB, VCIT, MUB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

VUSB4.27%$427

OPER3.72%$372

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VUSB$427 − $10 = $417

OPER$372 − $20 = $352

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: OPER, VUSB, VCIT, MUB

Today

[…]holdings […]

OPERVUSBVCITMUB

OPER—[…][…][…]

VUSB[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%OPER, at 0.3% volatility

OPERWorst drop−0.1%0.3% vol

VUSBWorst drop−0.4%0.7% vol

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOPER

−0.7%Year to date+3.2%

5.0%Yield3.7%

+0.0%Past year+3.8%

0.03%Fee0.20%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026