Compare · 2 funds side by side · dividends reinvested

OSEA and SCHF

OSEAHarbor×SCHFSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,097SCHF · best of the two

02 / 04

OSEA and SCHF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.06%+15.1%+19.5%+22.5%+10.0%−11.5%17.8%$67.8B1.3

Harbor International Compounders ETF (OSEA)International · Ex-US broad0.55%1.23%+1.1%+1.4%+11.5%[…]−11.1%15.6%$373M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: OSEA 2022 · SCHF 2009

Head to Head

Swap sides Versus in desk

Head to Head

Harbor International Compounders ETF (OSEA) · $373M[…]

OSEA

SCHF

Schwab International Equity ETF · $67.8B$16,097

$10,000 five years ago, dividends reinvested · they hold 8.4% in common

OSEAMeasureSCHF

+1.1%Year to dateJan 1 → Nov 4+15.1%

+1.4%1 yearTotal return+19.5%

+11.5%3 years · per year$10,000 became $13,879 · $18,389+22.5%

[…]5 years · per year$10,000 became […] · $16,097+10.0%

0.55%Expense ratio$55 · $3 a year on $10k · lower is better0.03%

1.23%Trailing 12-mo yield$123 · $306 a year on $10k3.06%

−11.1%Worst dropSmaller is better−11.5%

15.6%VolatilityLower is calmer17.8%

OSEASCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5SCHF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OSEA vs SCHF: Top 5 Holdings

Today

OSEA

25.4%in top 5

SCHF

in top 59.0%

OSEAStockSCHF

6.6%TSMnot top 5

5.3%ASML.AS2.1%

4.5%DB1.DEnot top 5

4.5%SAP.DEnot top 5

4.4%AZN.Lnot top 5

not top 5005930.K2.6%

not top 5000660.K2.1%

not top 5ROP.SW1.2%

not top 5SHEL.L1.1%

Held in common8.4%

End-of-day Nov 4, 2026 · share of each fund

OSEA vs SCHF Returns, Every Period

HarborOSEA

+1.4%

past year

SCHFSchwab

+19.5%

past year

OSEASCHFFaded: behind in that period

0–3SCHF wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

OSEA vs SCHF

YTD

HarborOSEA

+1.1%

SCHFSchwab

+15.1%

+1.1%Year to date+15.1%

−11.1%Worst drop · 1Y−11.5%

15.6%Volatility · 1Y17.8%

1.2%Yield3.1%

$373MAssets$67.8B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OSEA, SCHF

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

OSEA0.55%$55

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: OSEA, SCHF

3.06%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.06%$306

OSEA1.23%$123

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$303most kept, SCHF

SCHF$306 − $3 = $303

OSEA$123 − $55 = $68

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: OSEA, SCHF

Today

8.4%most shared, OSEA and SCHF

OSEASCHF

OSEA—8.4%

SCHF8.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+19.5%SCHF, at 17.8% volatility

OSEAWorst drop−11.1%15.6% vol

SCHFWorst drop−11.5%17.8% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFOSEA

+15.1%Year to date+1.1%

3.1%Yield1.2%

+19.5%Past year+1.4%

0.03%Fee0.55%

4–0SCHF wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026