Compare · 2 funds side by side · dividends reinvested

OVF and FNDF

OVFOverlay Shares×FNDFSchwab×

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,791FNDF · best of the two

02 / 04

OVF and FNDF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.05%+19.3%+26.1%+25.2%+13.4%−10.6%16.2%$25.8B1.1

Overlay Shares Foreign Equity ETFInternational · Ex-US broad0.83%12.67%+10.0%+13.6%+22.8%+8.4%−11.6%18.8%$66M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: OVF 2019 · FNDF 2013

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Foreign Equity ETF · $66M$14,939

OVF

FNDF

Schwab Fundamental International Large Company Index ETF · $25.8B$18,791

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVFMeasureFNDF

+10.0%Year to dateJan 1 → Nov 3+19.3%

+13.6%1 yearTotal return+26.1%

+22.8%3 years · per year$10,000 became $18,501 · $19,645+25.2%

+8.4%5 years · per year$10,000 became $14,939 · $18,791+13.4%

0.83%Expense ratio$83 · $25 a year on $10k · lower is better0.25%

12.67%Trailing 12-mo yield$1,267 · $305 a year on $10k3.05%

−11.6%Worst dropSmaller is better−10.6%

18.8%VolatilityLower is calmer16.2%

OVFFNDF Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7FNDF wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVF vs FNDF: Top 5 Holdings

Today

OVF

100.0%in top 5

FNDF

in top 59.8%

OVFStockFNDF

75.9%IEFAnot top 5

24.1%IEMGnot top 5

not top 5SHEL.L3.0%

not top 5005930.K2.7%

not top 5TTE.PA1.9%

not top 57203.T1.1%

not top 5ROP.SW1.0%

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

OVF vs FNDF Returns, Every Period

Overlay SharesOVF

+8.4%

5 years, per year

FNDFSchwab

+13.4%

5 years, per year

OVFFNDFFaded: behind in that period

0–4FNDF wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

OVF vs FNDF

YTD

Overlay SharesOVF

+10.0%

FNDFSchwab

+19.3%

+10.0%Year to date+19.3%

−11.6%Worst drop · 1Y−10.6%

18.8%Volatility · 1Y16.2%

12.7%Yield3.1%

$66.1MAssets$25.8B

3–1FNDF wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVF, FNDF

Today

0.25%lowest, FNDF

FundExpense ratioFee$10k

FNDF0.25%$25

OVF0.83%$83

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: OVF, FNDF

12.67%highest, OVF

FundTrailing yieldYield$10k

OVF12.67%$1,267

FNDF3.05%$305

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,184most kept, OVF

OVF$1,267 − $83 = $1,184

FNDF$305 − $25 = $280

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: OVF, FNDF

Today

0.0%most shared, OVF and FNDF

OVFFNDF

OVF—0.0%

FNDF0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+26.1%FNDF, at 16.2% volatility

FNDFWorst drop−10.6%16.2% vol

OVFWorst drop−11.6%18.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

OVFFNDF

+10.0%Year to date+19.3%

12.7%Yield3.1%

+13.6%Past year+26.1%

0.83%Fee0.25%

3–1FNDF wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026