Compare · 4 funds side by side · dividends reinvested

OVF, FNDF, VEA and VXUS

OVFOverlay Shares×FNDFSchwab×VEAVanguard×VXUSVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,637FNDF · best of the four

02 / 04

OVF, FNDF, VEA and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.10%+17.4%+24.6%+23.6%+13.3%−10.6%16.6%$25.2B1.4

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B2.4

Overlay Shares Foreign Equity ETFInternational · Ex-US broad0.83%12.94%+7.7%+12.0%+20.7%+7.9%−11.6%19.5%$64M3.1

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.45%+8.1%+11.6%+19.2%+7.7%−11.3%17.6%$163B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: OVF 2019 · FNDF 2013 · VEA 2007 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Foreign Equity ETF · $64M$14,638

OVF

FNDF

Schwab Fundamental International Large Company Index ETF · $25.2B$18,637

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVFMeasureFNDF

+7.7%Year to dateJan 1 → Nov 6+17.4%

+12.0%1 yearTotal return+24.6%

+20.7%3 years · per year$10,000 became $17,567 · $18,863+23.6%

+7.9%5 years · per year$10,000 became $14,638 · $18,637+13.3%

0.83%Expense ratio$83 · $25 a year on $10k · lower is better0.25%

12.94%Trailing 12-mo yield$1,294 · $310 a year on $10k3.10%

−11.6%Worst dropSmaller is better−10.6%

19.5%VolatilityLower is calmer16.6%

OVFFNDF Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7FNDF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVF vs FNDF: Top 5 Holdings

Today

OVF

100.0%in top 5

FNDF

in top 59.4%

OVFStockFNDF

76.5%IEFAnot top 5

23.5%IEMGnot top 5

not top 5SHEL.L2.9%

not top 5005930.K2.4%

not top 5TTE.PA1.8%

not top 57203.T1.3%

not top 5BHP.AX1.1%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

OVF vs FNDF Returns, Every Period

Overlay SharesOVF

+7.9%

5 years, per year

FNDFSchwab

+13.3%

5 years, per year

OVFFNDFFaded: behind in that period

0–4FNDF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

OVF vs FNDF

YTD

Overlay SharesOVF

+7.7%

FNDFSchwab

+17.4%

+7.7%Year to date+17.4%

−11.6%Worst drop · 1Y−10.6%

19.5%Volatility · 1Y16.6%

12.9%Yield3.1%

$64.4MAssets$25.2B

3–1FNDF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVF, FNDF, VEA, VXUS

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

VXUS0.05%$5

FNDF0.25%$25

OVF0.83%$83

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: OVF, FNDF, VEA, VXUS

12.94%highest, OVF

FundTrailing yieldYield$10k

OVF12.94%$1,294

FNDF3.10%$310

VEA2.51%$251

VXUS2.45%$245

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,211most kept, OVF

OVF$1,294 − $83 = $1,211

FNDF$310 − $25 = $285

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: OVF, FNDF, VEA, VXUS

Today

65.3%most shared, VEA and VXUS

OVFFNDFVEAVXUS

OVF—0.0%0.0%0.0%

FNDF0.0%—59.8%47.3%

VEA0.0%59.8%—65.3%

VXUS0.0%47.3%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+24.6%FNDF, at 16.6% volatility

FNDFWorst drop−10.6%16.6% vol

VXUSWorst drop−11.3%17.6% vol

VEAWorst drop−11.6%18.1% vol

OVFWorst drop−11.6%19.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

OVFFNDF

+7.7%Year to date+17.4%

12.9%Yield3.1%

+12.0%Past year+24.6%

0.83%Fee0.25%

3–1FNDF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026