Compare · 3 funds side by side · dividends reinvested

OVF, INTL and VEA

OVFOverlay Shares×INTLMain Management×VEAVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,497VEA · best of the three

02 / 04

OVF, INTL and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B1.6

Overlay Shares Foreign Equity ETFInternational · Ex-US broad0.83%12.53%+11.3%+16.4%+21.1%+8.5%−11.6%19.8%$65M2.1

Main International ETFInternational · Ex-US broad0.79%3.50%+6.9%+10.1%+16.8%[…]−11.5%18.2%$235M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: OVF 2019 · INTL 2022 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Foreign Equity ETF · $65M$15,025

OVF

INTL

Main International ETF · $235M[…]

$10,000 five years ago, dividends reinvested · they hold 18.7% in common

OVFMeasureINTL

+11.3%Year to dateJan 1 → Nov 9+6.9%

+16.4%1 yearTotal return+10.1%

+21.1%3 years · per year$10,000 became $17,751 · $15,945+16.8%

+8.5%5 years · per year$10,000 became $15,025 · […][…]

0.83%Expense ratio$83 · $79 a year on $10k · lower is better0.79%

12.53%Trailing 12-mo yield$1,253 · $350 a year on $10k3.50%

−11.6%Worst dropSmaller is better−11.5%

19.8%VolatilityLower is calmer18.2%

OVFINTL Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3OVF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVF vs INTL: Top 5 Holdings

Today

OVF

100.0%in top 5

INTL

in top 585.6%

OVFStockINTL

76.0%IEFAnot top 5

not top 5IDEV39.2%

24.0%IEMG18.7%

not top 5SPEU13.3%

not top 5VPL7.9%

not top 5SPEM6.6%

Held in common18.7%

End-of-day Nov 9, 2026 · share of each fund

OVF vs INTL Returns, Every Period

Overlay SharesOVF

+16.4%

past year

INTLMain Management

+10.1%

past year

OVFINTLFaded: behind in that period

3–0OVF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

OVF vs INTL

YTD

Overlay SharesOVF

+11.3%

INTLMain Management

+6.9%

+11.3%Year to date+6.9%

−11.6%Worst drop · 1Y−11.5%

19.8%Volatility · 1Y18.2%

12.5%Yield3.5%

$64.9MAssets$235M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVF, INTL, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

INTL0.79%$79

OVF0.83%$83

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: OVF, INTL, VEA

12.53%highest, OVF

FundTrailing yieldYield$10k

OVF12.53%$1,253

INTL3.50%$350

VEA2.44%$244

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,170most kept, OVF

OVF$1,253 − $83 = $1,170

INTL$350 − $79 = $271

VEA$244 − $3 = $241

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: OVF, INTL, VEA

Today

18.7%most shared, OVF and INTL

OVFINTLVEA

OVF—18.7%0.0%

INTL18.7%—0.0%

VEA0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.8%VEA, at 18.3% volatility

INTLWorst drop−11.5%18.2% vol

VEAWorst drop−11.6%18.3% vol

OVFWorst drop−11.6%19.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

OVFVEA

+11.3%Year to date+12.9%

12.5%Yield2.4%

+16.4%Past year+18.8%

0.83%Fee0.03%

3–1VEA wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026