Compare · 3 funds side by side · dividends reinvested

OVF, SCHD and VEA

OVFOverlay Shares×SCHDSchwab×VEAVanguard×
$5k$7.5k$10k$12.5k$15k$17.5kLow $8,959 · 2022SCHD$16,267VEA$15,197OVF$14,638Oct 2021Nov 2026Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three
02 / 04

OVF, SCHD and VEA, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.5
Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B2.0
Overlay Shares Foreign Equity ETFInternational · Ex-US broad0.83%12.94%+7.7%+12.0%+20.7%+7.9%−11.6%19.5%$67M2.5
Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: OVF 2019 · SCHD 2011 · VEA 2007
@TheETFTracker·theetftracker.com

Head to Head

5Y
Overlay Shares Foreign Equity ETF · $67M$14,638
OVF
SCHD
Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVFMeasureSCHD
+7.7%Year to dateJan 1 → Nov 6+31.4%
+12.0%1 yearTotal return+37.0%
+20.7%3 years · per year$10,000 became $17,567 · $17,266+20.0%
+7.9%5 years · per year$10,000 became $14,638 · $16,267+10.2%
0.83%Expense ratio$83 · $6 a year on $10k · lower is better0.06%
12.94%Trailing 12-mo yield$1,294 · $300 a year on $10k3.00%
−11.6%Worst dropSmaller is better−6.9%
19.5%VolatilityLower is calmer11.7%
OVFSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side
2–6SCHD wins
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

OVF vs SCHD: Top 5 Holdings

Today
OVF
100.0%in top 5
in top 521.4%
OVFStockSCHD
76.5%IEFAnot top 5
23.5%IEMGnot top 5
not top 5PG4.5%
not top 5HD4.3%
not top 5TXN4.3%
not top 5KO4.3%
not top 5AMGN4.1%
Held in common0.0%
End-of-day Nov 6, 2026 · share of each fund
@TheETFTracker·theetftracker.com

OVF vs SCHD Returns, Every Period

5Y
Overlay SharesOVF
+7.9%
5 years, per year
SCHDSchwab
+10.2%
5 years, per year
0%+10%+20%+30%+40%+7.7%+31.4%YTD+12.0%+37.0%1 year+20.7%+20.0%3 yrs · yr+7.9%+10.2%5 yrs · yr
OVFSCHDFaded: behind in that period
1–3SCHD wins
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

International vs Income: OVF vs SCHD

YTD
Overlay SharesOVF
+7.7%
SCHDSchwab
+31.4%
Jan 1Nov 6+7.7%+31.4%
+7.7%Year to date+31.4%
−11.6%Worst drop · 1Y−6.9%
19.5%Volatility · 1Y11.7%
12.9%Yield3.0%
$67.5MAssets$120B
3–1SCHD wins
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: OVF, SCHD, VEA

Today
0.03%lowest, VEA
FundExpense ratioFee$10k
VEA0.03%$3
SCHD0.06%$6
OVF0.83%$83
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: OVF, SCHD, VEA

1Y
12.94%highest, OVF
FundTrailing yieldYield$10k
OVF12.94%$1,294
SCHD3.00%$300
VEA2.51%$251
End-of-day Nov 6, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$1,211most kept, OVF
OVF$1,294 − $83 = $1,211
SCHD$300 − $6 = $294
VEA$251 − $3 = $248
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: OVF, SCHD, VEA

Today
0.0%most shared, OVF and SCHD
OVFSCHDVEA
OVF—0.0%0.0%
SCHD0.0%—0.0%
VEA0.0%0.0%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 3 ETFs

1Y
+37.0%SCHD, at 11.7% volatility
0%+10%+20%+30%+40%+50%5%10%15%20%25%Volatility · 1 year → bumpierSCHD +37.0%VEA +14.8%OVF +12.0%
SCHDWorst drop−6.9%11.7% vol
VEAWorst drop−11.6%18.1% vol
OVFWorst drop−11.6%19.5% vol
End-of-day Nov 6, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
OVFSCHD
Jan 1Nov 6+7.7%+31.4%
+7.7%Year to date+31.4%
12.9%Yield3.0%
+12.0%Past year+37.0%
0.83%Fee0.06%
3–1SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Three

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

VEA vs IEFA

YTD
VanguardVEA
+9.7%
IEFAiShares
+7.7%
Jan 1Nov 6+9.7%+7.7%
+9.7%Year to date+7.7%
2.5%Yield3.5%
$232BAssets$189B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+3.2%
JEPIJ.P. Morgan
+5.3%
Jan 1Nov 6+3.2%+5.3%
+3.2%Year to date+5.3%
12.8%Yield8.1%
$42.6BAssets$46.8B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com