Compare · 2 funds side by side · dividends reinvested

OVF and SCHF

OVFOverlay Shares×SCHFSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,696SCHF · best of the two

02 / 04

OVF and SCHF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.13%+12.8%+17.4%+22.2%+9.4%−11.5%17.7%$67.8B1.3

Overlay Shares Foreign Equity ETFInternational · Ex-US broad0.83%12.67%+10.0%+13.6%+22.8%+8.4%−11.6%18.8%$66M1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: OVF 2019 · SCHF 2009

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Foreign Equity ETF · $66M$14,939

OVF

SCHF

Schwab International Equity ETF · $67.8B$15,696

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVFMeasureSCHF

+10.0%Year to dateJan 1 → Nov 3+12.8%

+13.6%1 yearTotal return+17.4%

+22.8%3 years · per year$10,000 became $18,501 · $18,259+22.2%

+8.4%5 years · per year$10,000 became $14,939 · $15,696+9.4%

0.83%Expense ratio$83 · $3 a year on $10k · lower is better0.03%

12.67%Trailing 12-mo yield$1,267 · $313 a year on $10k3.13%

−11.6%Worst dropSmaller is better−11.5%

18.8%VolatilityLower is calmer17.7%

OVFSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHF wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVF vs SCHF: Top 5 Holdings

Today

OVF

100.0%in top 5

SCHF

in top 59.2%

OVFStockSCHF

75.9%IEFAnot top 5

24.1%IEMGnot top 5

not top 5005930.K2.7%

not top 5000660.K2.2%

not top 5ASML.AS2.1%

not top 5ROP.SW1.2%

not top 5SHEL.L1.1%

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

OVF vs SCHF Returns, Every Period

Overlay SharesOVF

+8.4%

5 years, per year

SCHFSchwab

+9.4%

5 years, per year

OVFSCHFFaded: behind in that period

1–3SCHF wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

OVF vs SCHF

YTD

Overlay SharesOVF

+10.0%

SCHFSchwab

+12.8%

+10.0%Year to date+12.8%

−11.6%Worst drop · 1Y−11.5%

18.8%Volatility · 1Y17.7%

12.7%Yield3.1%

$66.1MAssets$67.8B

3–1SCHF wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVF, SCHF

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

OVF0.83%$83

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: OVF, SCHF

12.67%highest, OVF

FundTrailing yieldYield$10k

OVF12.67%$1,267

SCHF3.13%$313

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,184most kept, OVF

OVF$1,267 − $83 = $1,184

SCHF$313 − $3 = $310

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: OVF, SCHF

Today

0.0%most shared, OVF and SCHF

OVFSCHF

OVF—0.0%

SCHF0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+17.4%SCHF, at 17.7% volatility

SCHFWorst drop−11.5%17.7% vol

OVFWorst drop−11.6%18.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

OVFSCHF

+10.0%Year to date+12.8%

12.7%Yield3.1%

+13.6%Past year+17.4%

0.83%Fee0.03%

3–1SCHF wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026