Compare · 2 funds side by side · dividends reinvested

OVF and VOO

OVFOverlay Shares×VOOVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,749VOO · best of the two

02 / 04

OVF and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.3

Overlay Shares Foreign Equity ETFInternational · Ex-US broad0.83%12.67%+10.0%+13.6%+22.8%+8.4%−11.6%18.8%$66M1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: OVF 2019 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Foreign Equity ETF · $66M$14,939

OVF

VOO

Vanguard S&P 500 ETF · $1.00T$17,749

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVFMeasureVOO

+10.0%Year to dateJan 1 → Nov 3+11.5%

+13.6%1 yearTotal return+11.9%

+22.8%3 years · per year$10,000 became $18,501 · $19,094+24.1%

+8.4%5 years · per year$10,000 became $14,939 · $17,749+12.2%

0.83%Expense ratio$83 · $3 a year on $10k · lower is better0.03%

12.67%Trailing 12-mo yield$1,267 · $107 a year on $10k1.07%

−11.6%Worst dropSmaller is better−8.9%

18.8%VolatilityLower is calmer12.7%

OVFVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VOO wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVF vs VOO: Top 5 Holdings

Today

OVF

100.0%in top 5

VOO

in top 528.3%

OVFStockVOO

75.9%IEFAnot top 5

24.1%IEMGnot top 5

not top 5NVDA8.4%

not top 5AAPL7.4%

not top 5MSFT5.8%

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

OVF vs VOO Returns, Every Period

Overlay SharesOVF

+8.4%

5 years, per year

VOOVanguard

+12.2%

5 years, per year

OVFVOOFaded: behind in that period

1–3VOO wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

International vs Core: OVF vs VOO

YTD

Overlay SharesOVF

+10.0%

VOOVanguard

+11.5%

+10.0%Year to date+11.5%

−11.6%Worst drop · 1Y−8.9%

18.8%Volatility · 1Y12.7%

12.7%Yield1.1%

$66.1MAssets$1.00T

3–1VOO wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVF, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

OVF0.83%$83

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: OVF, VOO

12.67%highest, OVF

FundTrailing yieldYield$10k

OVF12.67%$1,267

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,184most kept, OVF

OVF$1,267 − $83 = $1,184

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: OVF, VOO

Today

0.0%most shared, OVF and VOO

OVFVOO

OVF—0.0%

VOO0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.6%OVF, at 18.8% volatility

VOOWorst drop−8.9%12.7% vol

OVFWorst drop−11.6%18.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

OVFVOO

+10.0%Year to date+11.5%

12.7%Yield1.1%

+13.6%Past year+11.9%

0.83%Fee0.03%

2–2level

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026