Compare · 3 funds side by side · dividends reinvested

OVL, DFAC and VOO

OVLOverlay Shares×DFACDimensional×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,169OVL · best of the three

02 / 04

OVL, DFAC and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Overlay Shares Large Cap Equity ETFUS Stock Styles · Large cap0.79%9.31%+14.9%+15.7%+26.8%+12.7%−8.7%15.2%$509M1.9

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.87%+15.8%+17.7%+23.2%+11.7%−8.5%12.3%$87.6B1.9

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: OVL 2019 · DFAC 2005 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Large Cap Equity ETF · $509M$18,169

OVL

DFAC

Dimensional - US Core Equity 2 ETF · $87.6B$17,417

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVLMeasureDFAC

+14.9%Year to dateJan 1 → Nov 4+15.8%

+15.7%1 yearTotal return+17.7%

+26.8%3 years · per year$10,000 became $20,397 · $18,682+23.2%

+12.7%5 years · per year$10,000 became $18,169 · $17,417+11.7%

0.79%Expense ratio$79 · $21 a year on $10k · lower is better0.21%

9.31%Trailing 12-mo yield$931 · $87 a year on $10k0.87%

−8.7%Worst dropSmaller is better−8.5%

15.2%VolatilityLower is calmer12.3%

OVLDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5DFAC wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVL vs DFAC: Top 5 Holdings

Today

OVL

100.0%in top 5

DFAC

in top 520.1%

OVLStockDFAC

100.0%VOOnot top 5

not top 5AAPL5.6%

not top 5NVDA5.3%

not top 5MSFT4.8%

not top 5AMZN2.6%

not top 5META1.9%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

OVL vs DFAC Returns, Every Period

Overlay SharesOVL

+12.7%

5 years, per year

DFACDimensional

+11.7%

5 years, per year

OVLDFACFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Stocks vs Core: OVL vs VOO

YTD

Overlay SharesOVL

+14.9%

VOOVanguard

+13.4%

+14.9%Year to date+13.4%

−8.7%Worst drop · 1Y−8.9%

15.2%Volatility · 1Y12.8%

9.3%Yield1.1%

$509MAssets$1.00T

3–1OVL wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVL, DFAC, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

DFAC0.21%$21

OVL0.79%$79

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: OVL, DFAC, VOO

9.31%highest, OVL

FundTrailing yieldYield$10k

OVL9.31%$931

VOO1.05%$105

DFAC0.87%$87

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$852most kept, OVL

OVL$931 − $79 = $852

VOO$105 − $3 = $102

DFAC$87 − $21 = $66

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: OVL, DFAC, VOO

Today

67.6%most shared, DFAC and VOO

OVLDFACVOO

OVL—0.0%0.0%

DFAC0.0%—67.6%

VOO0.0%67.6%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.7%DFAC, at 12.3% volatility

DFACWorst drop−8.5%12.3% vol

VOOWorst drop−8.9%12.8% vol

OVLWorst drop−8.7%15.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

OVLDFAC

+14.9%Year to date+15.8%

9.3%Yield0.9%

+15.7%Past year+17.7%

0.79%Fee0.21%

3–1DFAC wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026