Compare · 2 funds side by side · dividends reinvested

OVL and SCHB

OVLOverlay Shares×SCHBSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,696OVL · best of the two

02 / 04

OVL and SCHB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Overlay Shares Large Cap Equity ETFUS Stock Styles · Large cap0.79%9.50%+12.6%+13.3%+26.6%+12.1%−8.7%15.1%$509M1.3

Schwab U.S. Broad Market ETFUS Stock Styles · Large cap0.03%1.06%+11.6%+11.7%+23.8%+11.1%−8.9%13.1%$44.0B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: OVL 2019 · SCHB 2009

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Large Cap Equity ETF · $509M$17,696

OVL

SCHB

Schwab U.S. Broad Market ETF · $44.0B$16,894

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVLMeasureSCHB

+12.6%Year to dateJan 1 → Nov 3+11.6%

+13.3%1 yearTotal return+11.7%

+26.6%3 years · per year$10,000 became $20,284 · $18,993+23.8%

+12.1%5 years · per year$10,000 became $17,696 · $16,894+11.1%

0.79%Expense ratio$79 · $3 a year on $10k · lower is better0.03%

9.50%Trailing 12-mo yield$950 · $106 a year on $10k1.06%

−8.7%Worst dropSmaller is better−8.9%

15.1%VolatilityLower is calmer13.1%

OVLSCHB Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2OVL wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVL vs SCHB: Top 5 Holdings

Today

OVL

100.0%in top 5

SCHB

in top 524.2%

OVLStockSCHB

100.0%VOOnot top 5

not top 5AAPL6.8%

not top 5NVDA6.7%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.2%

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

OVL vs SCHB Returns, Every Period

Overlay SharesOVL

+12.1%

5 years, per year

SCHBSchwab

+11.1%

5 years, per year

OVLSCHBFaded: behind in that period

4–0OVL wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

OVL vs SCHB

YTD

Overlay SharesOVL

+12.6%

SCHBSchwab

+11.6%

+12.6%Year to date+11.6%

−8.7%Worst drop · 1Y−8.9%

15.1%Volatility · 1Y13.1%

9.5%Yield1.1%

$509MAssets$44.0B

3–1OVL wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVL, SCHB

Today

0.03%lowest, SCHB

FundExpense ratioFee$10k

SCHB0.03%$3

OVL0.79%$79

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: OVL, SCHB

9.50%highest, OVL

FundTrailing yieldYield$10k

OVL9.50%$950

SCHB1.06%$106

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$871most kept, OVL

OVL$950 − $79 = $871

SCHB$106 − $3 = $103

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: OVL, SCHB

Today

0.0%most shared, OVL and SCHB

OVLSCHB

OVL—0.0%

SCHB0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.3%OVL, at 15.1% volatility

SCHBWorst drop−8.9%13.1% vol

OVLWorst drop−8.7%15.1% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

OVLSCHB

+12.6%Year to date+11.6%

9.5%Yield1.1%

+13.3%Past year+11.7%

0.79%Fee0.03%

3–1OVL wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+11.7%

ITOTiShares

+11.6%

+11.7%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$95.4B

2–0VTI wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026