Compare · 2 funds side by side · dividends reinvested

OVM and MMMA

OVMOverlay Shares×MMMANY Life Investments×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,626OVM · best of the two

02 / 03

OVM and MMMA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Overlay Shares Municipal Bond ETFBonds & Cash · Municipal0.81%5.74%+2.4%+3.1%+7.1%+1.2%−6.4%5.6%$45M1.3

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.74%+2.6%[…][…][…][…][…]$59M1.3

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: OVM 2019 · MMMA 2025

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Municipal Bond ETF · $45M$10,626

OVM

MMMA

NYLI MacKay Muni Allocation ETF · $59M[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVMMeasureMMMA

+2.4%Year to dateJan 1 → Nov 4+2.6%

+3.1%1 yearTotal return[…]

+7.1%3 years · per year$10,000 became $12,297 · […][…]

+1.2%5 years · per year$10,000 became $10,626 · […][…]

0.81%Expense ratio$81 · $40 a year on $10k · lower is better0.40%

5.74%Trailing 12-mo yield$574 · $374 a year on $10k3.74%

−6.4%Worst dropSmaller is better[…]

5.6%VolatilityLower is calmer[…]

OVMMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2MMMA wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVM vs MMMA: Top 5 Holdings

Today

OVM

100.0%in top 5

MMMA

in top 50.2%

OVMStockMMMA

100.0%MUBnot top 5

not top 5CASH0.2%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

OVM vs MMMA Returns, Every Period

Overlay SharesOVM

+3.1%

past year

MMMANY Life Investments

[…]

past year

OVMMMMAFaded: behind in that period

0–1MMMA wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

OVM vs MMMA

YTD

Overlay SharesOVM

+2.4%

MMMANY Life Investments

+2.6%

+2.4%Year to date+2.6%

−6.4%Worst drop · 1Y[…]

5.6%Volatility · 1Y[…]

5.7%Yield3.7%

$44.9MAssets$59.3M

1–1level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVM, MMMA

Today

0.40%lowest, MMMA

FundExpense ratioFee$10k

MMMA0.40%$40

OVM0.81%$81

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: OVM, MMMA

5.74%highest, OVM

FundTrailing yieldYield$10k

OVM5.74%$574

MMMA3.74%$374

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$493most kept, OVM

OVM$574 − $81 = $493

MMMA$374 − $40 = $334

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: OVM, MMMA

Today

0.0%most shared, OVM and MMMA

OVMMMMA

OVM—0.0%

MMMA0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.1%OVM, at 5.6% volatility

OVMWorst drop−6.4%5.6% vol

MMMAWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

OVMMMMA

+2.4%Year to date+2.6%

5.7%Yield3.7%

+3.1%Past year[…]

0.81%Fee0.40%

2–1MMMA wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026