Compare · 2 funds side by side · dividends reinvested

OVM and SCHD

OVMOverlay Shares×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,881SCHD · best of the two

02 / 04

OVM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.4

Overlay Shares Municipal Bond ETFBonds & Cash · Municipal0.81%5.74%+2.4%+3.1%+7.1%+1.2%−6.4%5.6%$46M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: OVM 2019 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Municipal Bond ETF · $46M$10,626

OVM

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,881

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVMMeasureSCHD

+2.4%Year to dateJan 1 → Nov 4+35.3%

+3.1%1 yearTotal return+41.6%

+7.1%3 years · per year$10,000 became $12,297 · $17,908+21.4%

+1.2%5 years · per year$10,000 became $10,626 · $16,881+11.0%

0.81%Expense ratio$81 · $6 a year on $10k · lower is better0.06%

5.74%Trailing 12-mo yield$574 · $291 a year on $10k2.91%

−6.4%Worst dropSmaller is better−6.9%

5.6%VolatilityLower is calmer11.5%

OVMSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SCHD wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVM vs SCHD: Top 5 Holdings

Today

OVM

100.0%in top 5

SCHD

in top 521.6%

OVMStockSCHD

100.0%MUBnot top 5

not top 5TXN4.8%

not top 5PG4.3%

not top 5KO4.2%

not top 5CVX4.2%

not top 5COP4.1%

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

OVM vs SCHD Returns, Every Period

Overlay SharesOVM

+1.2%

5 years, per year

SCHDSchwab

+11.0%

5 years, per year

OVMSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Bonds vs Income: OVM vs SCHD

YTD

Overlay SharesOVM

+2.4%

SCHDSchwab

+35.3%

+2.4%Year to date+35.3%

−6.4%Worst drop · 1Y−6.9%

5.6%Volatility · 1Y11.5%

5.7%Yield2.9%

$46.0MAssets$123B

3–1OVM wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVM, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

OVM0.81%$81

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: OVM, SCHD

5.74%highest, OVM

FundTrailing yieldYield$10k

OVM5.74%$574

SCHD2.91%$291

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$493most kept, OVM

OVM$574 − $81 = $493

SCHD$291 − $6 = $285

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: OVM, SCHD

Today

0.0%most shared, OVM and SCHD

OVMSCHD

OVM—0.0%

SCHD0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+41.6%SCHD, at 11.5% volatility

OVMWorst drop−6.4%5.6% vol

SCHDWorst drop−6.9%11.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

OVMSCHD

+2.4%Year to date+35.3%

5.7%Yield2.9%

+3.1%Past year+41.6%

0.81%Fee0.06%

3–1SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026